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Cost estimator

How Much Does STD Testing Cost?

Worried about the price? Tell us where you'd test and your insurance situation for a realistic out-of-pocket range, and the free and $0 pathways most people don't know about. Because cost should never be why you skip a test. It all runs in your browser.

STD testing cost estimator

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Where would you get tested?
Your insurance situation

The bottom line

You can always get tested for free or close to it

Whatever your situation, there is almost always a $0 or near-$0 path. Local health departments and community testing events offer free STI and HIV testing regardless of insurance. Community health centers (FQHCs) and Planned Parenthood charge on a sliding scale by income, often free if you qualify, so it helps to estimate your sliding-scale clinic cost first. And with insurance, the ACA requires most plans to cover recommended HIV and STI screening at no cost to you.

Cost should never be the reason a test doesn't happen. Enter your ZIP or city to jump straight to local clinics, free and sliding-scale options, hours and prices near you.

Sources

Where these figures come from

Cost ranges are 2025 U.S. self-pay figures; the coverage rules follow the ACA preventive-services requirement and USPSTF screening recommendations.

Medically Reviewed & Fact-Checked · Updated

Reviewed by EasySTD Editorial Team

Compiled and checked by EasySTD's editorial team against CDC and public-health sources. This is educational information, not a substitute for advice from a licensed clinician. Our editorial guidelines →

3 Sources

Data & references

EasySTD is an information and comparison directory, not a healthcare provider or insurer. These are general 2025 estimates, not a quote or billing advice. Confirm prices and coverage with the provider and your plan.

Good to Know

STD testing cost: frequently asked questions

Free options, the price without insurance, what the ACA covers, and whether a test shows up on an EOB.

Can I get STD testing for free?

Yes, free testing is widely available. Local health departments and many nonprofits and community testing events offer free STI and HIV testing, insurance or not, and community health centers (FQHCs) and Planned Parenthood use sliding-scale fees that are often $0 if your income qualifies. Enter your ZIP in our testing finder to jump to the local clinics and free options near you. Cost should never be the reason you don't test.

How much is STD testing without insurance?

Paying out of pocket in 2025, a single test typically runs about $30, $185, and a full multi-infection panel roughly $125, $400, depending on where you go and how many infections are checked. Online lab orders (self-pay) tend to be cheaper and fixed, around $24, $150 per test and about $100, $200 for a panel, and at-home kits are usually $50, $150. But before paying, check a health department or sliding-scale clinic, where it may be free.

Does insurance cover STD testing?

Usually, for screening. Under the Affordable Care Act, most health plans must cover USPSTF-recommended preventive screening, including HIV testing and, for those it's recommended for, chlamydia, gonorrhea, and syphilis screening, at 100% with no copay or deductible (the Supreme Court upheld this requirement in June 2025). Testing done because you have symptoms, or a broader panel than what's recommended for you, may instead be billed as diagnostic, which can mean a copay or count toward your deductible.

Will an STD test show up on my insurance or a parent's plan?

It can. When you use insurance, the plan's Explanation of Benefits (EOB), often sent to the primary policyholder, which may be a parent or spouse, can list the visit and lab tests. If privacy is the concern, you have options: get tested at a health department, pay out of pocket at a sliding-scale clinic, or use an online lab order or at-home kit, none of which involve your insurer. Many states also have confidentiality protections for minors and dependents.

Is at-home STD testing worth the cost?

For many people, yes, the convenience and privacy are the draw. At-home kits (about $50: $150) use the same CLIA-certified labs as clinics, ship discreetly, and return results in a few days through a secure portal. They're not free, though, so if budget is the priority, a health department or sliding-scale clinic will usually beat them on price. This is a general estimate, not a quote, final prices vary by provider.

Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.