Chlamydia reports in Steuben County are 61% lower than the US average. If you're getting tested in Clear Lake, Indiana whether it's your first time or routine, you can visit a local clinic for immediate support, or use an at-home kit for convenience and mailing it in. We give your options below.
Available testing centers
7 testing options are listed for Clear Lake, IN. The nearest, Cameron Memorial Community Hospital, is about 4.9 miles away. Compare community and public clinics, private labs, and at-home kits below.
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
A community safety-net rural health clinic about 5 miles from Clear Lake. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.
Tests offered
Branch-Hillsdale-St Joseph Community Health Agency in Coldwater delivers STI testing (HIV, syphilis, gonorrhea, chlamydia, hepatitis B and C, and TB) with all services provided at no fee, Medicaid and Medicare accepted, and insurance welcome; same-visit treatment for bacterial infections, by appointment.
When cost sits between a person and care, the gap doesn't stay empty. It fills with untreated infections and delayed diagnoses. Branch-Hillsdale-St Joseph Community Health Agency charges nothing for any service it provides, so that gap never forms in the first place.
Many clinics offer testing but can't carry a full clinical conversation past the front desk in anything other than English, leaving patients to fill in the gaps on their own. Branch-Hillsdale-St Joseph has interpretation services available for non-English languages, woven into the care itself, not bolted on after the fact.
Leaving hepatitis B or C undetected isn't a minor oversight: both can progress silently for years, and catching them typically requires a separate visit to a separate provider. Branch-Hillsdale-St Joseph tests for hepatitis B and C in the same appointment as the full bacterial and HIV panel, closing that gap before it opens.
Languages
English, Interpretation Services Available for Non-English Languages
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Feb 2026 · Source: CDC NPIN
A safety-net rural health clinic about 8 miles from Clear Lake. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.
Tests offered
Free tool · not a clinic
Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.
| Infection | Earliest reliable test | Conclusive after |
|---|---|---|
| Chlamydia | 7 days after exposure | 14 days after exposure |
| Gonorrhea | 7 days after exposure | 14 days after exposure |
| Trichomoniasis | 7 days after exposure | 28 days after exposure |
| HIV (NAT / RNA) | 10 days after exposure | 33 days after exposure |
| HIV (4th-gen Ag/Ab) | 18 days after exposure | 45 days after exposure |
| HIV (antibody) | 21 days after exposure | 84 days after exposure |
| Syphilis | 21 days after exposure | 42 days after exposure |
| Hepatitis B | 21 days after exposure | 42 days after exposure |
| Hepatitis C | 56 days after exposure | 77 days after exposure |
| Herpes (HSV) | 28 days after exposure | 112 days after exposure |
Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.
Typical out-of-pocket ranges by option, actual cost depends on which tests you need.
Public / community clinic
Free HIV testing is common
Private lab (self-pay)
Never billed to insurance
At-home kit
Mailed to your door, private
Doctor / urgent care
Often $0 preventive with insurance
No centers match those filters. Clear the service-type filter or the opening-hours filters to see every center.
Every other option
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
Test from home
The nearest testing center is about 5 miles away; if you'd rather skip the trip, an at-home kit ships to Clear Lake, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Best for simplicity & support
$89 & up
Best range: couples & full panels
$79 & up
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Beyond the public testing sites above, these federally certified (CLIA) labs serve Steuben County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
416 East Maumee Street, Angola, IN 46703
CMS-certified lab
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Clear Lake. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Beyond dedicated clinics, 195 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Clear Lake. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 28 offer telehealth.
Christopher Gasaway, DO
Family medicine · 401 South Broad Street, Fremont
Christina Old, NP
Nurse practitioner · 143 South Main Street, Reading
Esther Latour, MD
Family medicine · 150 Growth Parkway, Angola
Laura Cline
Family medicine · 516 Williams Street, Angola
Jonathan Alley, DO
Family medicine · 424 Williams Street, Angola
Jessica Ottenweller Butcher, MD
Family medicine · 407 East South Street, Angola
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
No pharmacy near Clear Lake, IN publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
9.5 mi 
9.9 mi 
9.9 mi 
10 mi Hook-Superx
11 miCameron Medical Outreach
11 miShowing the 6 closest pharmacies to Clear Lake, IN.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
Testing is one step. For residents of Clear Lake, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Visit from $39
Online STI treatment & DoxyPEP: same-day prescriptions to your pharmacy
$0 with most insurance
Free online PrEP & DoxyPEP: HIV prevention, home lab kits, no in-person visit
Visit from $0 insured
Telehealth STI treatment and sexual-health care, delivered or to your pharmacy
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
How reported STI rates in Steuben County, the county that includes Clear Lake, compare with Indiana and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~5% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#68 of 92 Indiana counties for chlamydia, a higher rate than 26% of the state
| Infection | Steuben County | Indiana | United States |
|---|---|---|---|
| Chlamydia | 191.9 67 cases ▼ 61% | 491 | 492.2 |
| Gonorrhea | 34.4 12 cases ▼ 76% | 144 | 179.5 |
| Syphilis (P&S) | 2.9 1 cases ▼ 67% | 8.7 | 15.8 |
| Syphilis (early) | — no data | 9.5 | 16 |
| Syphilis (late/unknown) | 2.9 1 cases ▼ 81% | 15.2 | 29.5 |
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Between 2020 and 2023 in Steuben County, chlamydia has fallen from 238.1 to 191.9 per 100,000 (19%), gonorrhea has fallen from 113.3 to 34.4 per 100,000 (70%), and P&S syphilis has fallen from 5.8 to 2.9 per 100,000 (50%).
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Steuben County.
Local HIV snapshot
Steuben County HIV care continuum (2023)
Steuben County recorded 0 new HIV diagnoses per 100,000 (2023), against 11.7 statewide and 13.7 nationally. Among Steuben County residents living with HIV, 90.9% are in care · 90.9% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Steuben County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Local resources & officials
Data & references
Local context
Many people in Clear Lake move between the lake itself and the routines of daily life (stopping by the public beach in summer, visiting the public access sites year-round) and that rhythm includes health checkups that don't announce themselves. STI testing fits into that practical landscape. Whether someone is new to the area, in a shifting relationship, or simply keeping up with standard screening, clinics and health providers in and around Clear Lake listed on this page offer confidential testing without ceremony or judgment. The testing process is straightforward, results are private, and scheduling can happen quickly.
Young adults make up a visible part of Clear Lake's population, and many are at the life stage when regular STI screening becomes routine: before or after a relationship changes, when starting a new job or moving in with someone, or simply as part of staying informed. That normality matters: testing here is neither rare nor shameful, and the clinics serving the area understand that confidentiality isn't just a legal requirement but a basic expectation. Clear Lake's size and character mean that people often know their neighbors, which can create hesitation about where to go. The providers and clinics available in and around town recognize that concern and build their practice around it.
Walk in, get tested, move on with your day. That's how it works.
Getting there
At 5.26/20 on the EPA walkability index, day-to-day errands in Clear Lake generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.
Source: EPA National Walkability Index 2021.
ZIP 46737 snapshot
ZIP-level Census figures for the wider 46737 area around Clear Lake: a single ZIP can span several communities, so they describe the area, not Clear Lake alone.
Clear Lake sits in Steuben County, ZIP 46737. Local context that shapes where residents test:
Local landmarks
Nearby cities & towns
Just outside Clear Lake? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
Reference
Everything to know before you test in Steuben County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Indiana law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Based on current CDC screening recommendations.
| Group | Tests | How often |
|---|---|---|
| Everyone aged 13–64 | HIV | At least once |
| Sexually active women under 25 | Chlamydia, gonorrhea | Every year |
| Women 25+ with new or multiple partners | Chlamydia, gonorrhea | Every year |
| Pregnant people | HIV, syphilis, hepatitis B & C, chlamydia | Early in pregnancy |
| Gay & bisexual men (MSM) | Chlamydia, gonorrhea, syphilis, HIV | Every 3–6 months |
| Anyone who shares injection equipment | HIV, hepatitis B & C | At least yearly |
| All adults at least once | Hepatitis C | At least once |
Testing too early can return a false negative, confirm timing with a Clear Lake-area provider.
| Infection | Earliest reliable test | Sample |
|---|---|---|
| Chlamydia | 1–2 weeks | Urine or swab |
| Gonorrhea | 1–2 weeks | Urine or swab |
| Trichomoniasis | 1–4 weeks | Urine or swab |
| HIV (NAT / RNA) | 10–33 days | Blood |
| HIV (4th-gen Ag/Ab) | 18–45 days | Blood |
| HIV (antibody) | 3–12 weeks | Blood / oral |
| Syphilis | 3–6 weeks | Blood |
| Hepatitis B | 3–6 weeks | Blood |
| Hepatitis C | 8–11 weeks | Blood |
| Herpes (HSV) | 4–16 weeks (antibody); swab a sore | Blood / swab |
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Clear Lake often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
| Test | Reference price | CPT / HCPCS |
|---|---|---|
| Chlamydia (NAAT) | $47.80 | 87491 |
| Gonorrhea (NAAT) | $47.80 | 87591 |
| Trichomoniasis (NAAT) | $47.76 | 87661 |
| HIV-1/2 antigen/antibody | $26.87 | 87389 |
| HIV-1/2 antibody | $22.44 | 86703 |
| Syphilis (RPR/VDRL) | $5.61 | 86592 |
| Syphilis (treponemal antibody) | $17.49 | 86780 |
| Herpes (HSV NAAT) | $47.76 | 87529 |
| Hepatitis B surface antigen | $15.33 | 87340 |
| Hepatitis C antibody | $29.16 | 86803 |
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Two things that actually depend on Indiana law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
In Indiana, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Indiana permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
Learn more about confidential STD testing in IndianaSource: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.
Good to Know
Answers to the questions people ask most before getting tested.
Possibly, Angola, IN is close; compare it by distance against Cameron Memorial Community Hospital.
Medicaid generally covers STD testing, and public clinics test for free regardless of coverage.
Yes, Branch-Hillsdale-St Joseph Community Health Agency (7.9 mi) offers free testing, and public clinics serve the uninsured.
Local options test for Chlamydia, Gonorrhea, Syphilis, Herpes, Hepatitis A, Hepatitis B, Hepatitis C, Rapid HIV, a full panel covers the common ones.
About 192 cases per 100,000 residents (2023), below the Indiana average.
In Indiana, people under 18 can consent to confidential STD testing and treatment on their own.
Public health clinics, family-planning clinics, and many school or campus health centers test teens and young adults, often free.
That's a myth; STIs need sexual contact to spread, not surfaces.
Community health centers and family-planning clinics serve all patients, and many offer LGBTQ-affirming care, ask the site directly.
Some HPV types can lead to cervical and other cancers over time, which is why screening and the HPV vaccine matter.
Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.