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STD Testing in Clearwater, MN: Free, Same-Day & Confidential

In Wright County, new HIV diagnoses run about 69% lower than the US average. If you've had a recent risk or test on a regular schedule in Clearwater, Minnesota, community and public clinics are often low-cost or free, while private labs tend to offer faster results and more flexible scheduling. Here are options for you to consider.

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  • Clinics, labs & at-home kits compared
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  • Backed by CDC, CMS & Census data
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STD testing near Clearwater, MN

6 testing options are listed for Clearwater, MN. The nearest, Allina Health, is about 11.0 miles away. Compare community and public clinics, private labs, and at-home kits below.

Highest rated 11.0 miles

Allina Health

Where these reviews come from

Review sources

  • Google90
  • EasySTD5
Rated 4.7 out of 5 from 95 reviews

Allina Health in Annandale tests for gonorrhea, chlamydia, syphilis, herpes, hepatitis A and B, and HIV on a sliding-scale fee, with insurance and Medicaid accepted; an appointment is required, and bacterial infections can be treated the same visit. Care is available in Spanish.

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Herpes and Hepatitis Tested, Not Deferred

Leaving Allina Health in Annandale without answers on herpes or hepatitis means a second appointment elsewhere, another co-pay, and weeks more of uncertainty. The panel here includes both, so a single visit resolves what a stripped-down four-infection workup would leave open.

Substance-Use Treatment Shares the Same Appointment

Allina Health in Annandale holds substance-use treatment and STI care within the same practice, which means a patient managing both doesn't need a separate provider or a gap between the two concerns. That integrated capability is built into the clinic's standing services, not coordinated from a distance.

Spanish-Language Care Goes Beyond the Waiting Room

Many clinics handle non-English speakers through patched-together solutions that stop well short of a real clinical conversation. At Allina Health in Annandale, Spanish-language care is a direct service. Meaning the clinical exchange itself, not just check-in paperwork, happens in Spanish.

Tests & treats
Address
440 Elm Street East, Annandale, MN 55302
Booking
Appointment required
Opening hours
  • Monday 7:30 AM – 5:00 PM
  • Tuesday 7:30 AM – 5:00 PM
  • Wednesday 7:30 AM – 5:00 PM
  • Thursday 7:30 AM – 5:00 PM
  • Friday 7:30 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed
Website
11.9 miles

Planned Parenthood North Central States

Where these reviews come from

Review sources

  • Google21
  • EasySTD2
Rated 4 out of 5 from 23 reviews

Planned Parenthood North Central States in Saint Cloud accepts Medicaid, most insurance, and applies sliding-scale fees to keep costs proportional: then runs the full panel: gonorrhea, chlamydia, syphilis, herpes, and both rapid and conventional HIV testing, by appointment, with same-visit treatment for bacterial infections.

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When Language Gaps Leave Infections Untreated

Without interpretation at the point of care, a diagnosis lands incomplete. Instructions misread, follow-up missed, a treatable infection allowed to progress. Planned Parenthood North Central States Saint Cloud has interpretation services on-site for non-English speakers, so every step from test to treatment is communicated directly and acted on.

Minors Can Be Tested Without a Parent's Knowledge

Without Title X protections, a minor facing an STI concern often has no path to care that doesn't run through a parent or guardian, and that barrier means infections go unaddressed. As a Title X clinic, Planned Parenthood North Central States Saint Cloud provides legally confidential STI testing and family planning services to minors directly.

PrEP Prescribed and PEP Dispensed On-Site

Planned Parenthood North Central States Saint Cloud prescribes both PrEP (the daily oral medication that requires initial HIV testing, follow-up labs, and periodic monitoring to sustain) and PEP, a short-course post-exposure regimen that must be initiated and supervised by a clinician rather than self-managed.

Tests & treats Title X Sliding-scale PrEP
Address
451 East St Germain Street, Suite 100 Saint Cloud, MN 56304
Booking
Appointment required
Opening hours
  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 4:00 PM
  • Saturday Closed
  • Sunday Closed
Website

Free tool · not a clinic

When can I test? Exposure-window calculator

Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.

Detection windows for every STI
Infection Earliest reliable test Conclusive after
Chlamydia 7 days after exposure 14 days after exposure
Gonorrhea 7 days after exposure 14 days after exposure
Trichomoniasis 7 days after exposure 28 days after exposure
HIV (NAT / RNA) 10 days after exposure 33 days after exposure
HIV (4th-gen Ag/Ab) 18 days after exposure 45 days after exposure
HIV (antibody) 21 days after exposure 84 days after exposure
Syphilis 21 days after exposure 42 days after exposure
Hepatitis B 21 days after exposure 42 days after exposure
Hepatitis C 56 days after exposure 77 days after exposure
Herpes (HSV) 28 days after exposure 112 days after exposure

Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.

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What matters most to you?

What will it cost? Estimate your STD test

Typical out-of-pocket ranges by option, actual cost depends on which tests you need.

  • Public / community clinic

    Free HIV testing is common

    $0–$25
  • Private lab (self-pay)

    Never billed to insurance

    $24–$200
  • At-home kit

    Mailed to your door, private

    From $49
  • Doctor / urgent care

    Often $0 preventive with insurance

    $0–$50 copay

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Every other option

More ways to get tested in Clearwater, MN

Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.

At-home STD testing in Clearwater, MN

The nearest testing center is about 11 miles away; if you'd rather skip the trip, an at-home kit ships to Clearwater, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.

Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.

Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.

Other CLIA-certified labs near Clearwater, MN

Beyond the public testing sites above, these federally certified (CLIA) labs serve Wright County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.

  • Centracare Clearwater

    615 Nelson Drive, Clearwater, MN 55320

    CMS-certified lab Accredited · COLA

    • STD testing
  • Stellis Health Monticello Clinic

    1001 Hart Blvd Suite 100, Monticello, MN 55362

    CMS-certified lab Accredited · COLA

    • STD testing
  • Tareen Dermatology

    9766 Fallon Avenue Northeast #101, Monticello, MN 55362

    CMS-certified lab

    • STD testing

Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Clearwater. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.

Clinicians near Clearwater, MN who may help arrange STD testing

Beyond dedicated clinics, 866 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Clearwater. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 434 offer telehealth.

  • George Morris, MD Telehealth

    Family medicine · 12800 Rolling Ridge Road, Becker

  • Christopher Tacl, MD

    Family medicine · 251 County Road, Saint Cloud

  • Mohamad Hani Lababidi

    Internal medicine · 1200 6th North Avenue, Saint Cloud

  • Nataliia Baker, MD Telehealth

    Family medicine · 1586 County Road, Saint Cloud

  • Julie Zwiener, MD

    Family medicine · 3290 42nd Avenue South, Saint Cloud

  • Carolyn Kampa, MD

    Family medicine · 440 Elm Street East, Annandale

These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.

Pharmacies near Clearwater, MN

No pharmacy near Clearwater, MN publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.

Showing the 5 closest pharmacies to Clearwater, MN.

Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.

PrEP, prevention & online treatment

Testing is one step. For residents of Clearwater, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.

Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.

STDs & HIV in Wright County: the local picture

How reported STI rates in Wright County, the county that includes Clearwater, compare with Minnesota and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~33% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.

#52 of 87 Minnesota counties for chlamydia, a higher rate than 40% of the state

Reported STD rates per 100,000, Wright County vs Minnesota vs U.S.

Wright County Minnesota U.S. ▲▼ = Wright County vs the state average
Infection Wright County Minnesota United States
Chlamydia
181.9 275 cases ▼ 52%
379.5 492.2
Gonorrhea
36.4 55 cases ▼ 73%
134.5 179.5
Syphilis (P&S)
2 3 cases ▼ 77%
8.7 15.8
Syphilis (early)
0.7 1 cases ▼ 90%
6.7 16
Syphilis (late/unknown)
3.3 5 cases ▼ 78%
14.7 29.5

Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.

Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.

Reported STD rates in Wright County over time (per 100,000)

Chlamydia ▼ 5% vs 2022
Chlamydia Gonorrhea Syphilis (P&S)
0 100 200 2020202120222023

Between 2020 and 2023 in Wright County, chlamydia has fallen from 186.8 to 181.9 per 100,000 (3%), gonorrhea has fallen from 47.4 to 36.4 per 100,000 (23%), and P&S syphilis has fallen from 2.1 to 2 per 100,000 (5%).

The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).

Community health context

What shapes testing access in and around Clearwater, MN

Adults uninsured
6.5%
No routine checkup
24.8%
No transportation
6%
Binge drinking
19.4%
Frequent mental distress
15.6%
Depression
25.1%
Below poverty line
6.1%
Primary-care ratio
2,541 : 1
Wright County
  • Medically Underserved Area · IMU 59.8
  • Social Vulnerability Index · 2nd percentile nationally

Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Wright County.

Local HIV snapshot

HIV in Wright County (2023)

People living with HIV
88 / 100k
PrEP users / 100k
99

Wright County HIV care continuum (2022)

Wright County recorded 4.2 new HIV diagnoses per 100,000 (2022), against 6.7 statewide and 13.7 nationally. Among Wright County residents living with HIV, 83.2% are in care · 71.3% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.

Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.

Pregnant or planning to be?

Congenital syphilis is the fastest-rising STI: what to test, and when

Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Wright County tests for syphilis.

Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).

17 Sources

Local resources & officials

Data & references

About Clearwater, MN

State Highway 24 threads through Clearwater quickly enough that a clinic visit in or around Wright County can feel manageable on paper, yet for a renter paying around $836 a month, an unplanned afternoon off work still carries a real cost. With nearly a third of residents renting and a labor-force participation rate that means most households have someone on a shift schedule, the timing of a screening appointment matters as much as the distance to one. That calculus hits younger adults, people in their late teens and twenties building careers and relationships here, with particular force. They're the group where STIs are most likely to go undetected simply because getting tested requires coordinating time, transportation on roads that demand a car, and sometimes cash.

The options listed on this page span a range of fees and hours precisely because those variables aren't the same for everyone in Clearwater. The town's household texture adds another layer: an average household of more than three people, and a majority of adults who are married, means that one person's health decision often has a quiet ripple through a shared home. A partner's result, a conversation after a routine visit, an appointment squeezed between drop-off and a shift on MN 24. That's the ordinary shape of how screening actually enters life here.

Getting there

How residents reach STD testing in Clearwater, MN

Walkability 5.54 / 20 · Least walkable

At 5.54/20 on the EPA walkability index, day-to-day errands in Clearwater generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.

Source: EPA National Walkability Index 2021.

Map of 6 STD & STI testing locations in Clearwater, Minnesota, EasySTD

ZIP 55320 snapshot

Residents
5,676
Median age
40.7
Median income
$109,242

ZIP-level Census figures for the wider 55320 area around Clearwater: a single ZIP can span several communities, so they describe the area, not Clearwater alone.

Clearwater sits in Wright County, ZIP 55320. Local context that shapes where residents test:

Local landmarks

  • Lions Park
  • El Dorado Park
  • Mill Pond Park
  • Sportsmans Park
  • Warner Lake County Park
  • Clear Lake Township Park

Major routes

  • MN 24 (State Highway 24)

STD testing in Clearwater, MN: screening, costs & privacy

Everything to know before you test in Wright County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Minnesota law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.

Who should test, and when

CDC screening schedule + each infection's detection window

Who should get tested, and how often

Based on current CDC screening recommendations.

GroupTestsHow often
Everyone aged 13–64 HIV At least once
Sexually active women under 25 Chlamydia, gonorrhea Every year
Women 25+ with new or multiple partners Chlamydia, gonorrhea Every year
Pregnant people HIV, syphilis, hepatitis B & C, chlamydia Early in pregnancy
Gay & bisexual men (MSM) Chlamydia, gonorrhea, syphilis, HIV Every 3–6 months
Anyone who shares injection equipment HIV, hepatitis B & C At least yearly
All adults at least once Hepatitis C At least once

When to test: STD detection windows

Testing too early can return a false negative, confirm timing with a Clearwater-area provider.

InfectionEarliest reliable testSample
Chlamydia 1–2 weeks Urine or swab
Gonorrhea 1–2 weeks Urine or swab
Trichomoniasis 1–4 weeks Urine or swab
HIV (NAT / RNA) 10–33 days Blood
HIV (4th-gen Ag/Ab) 18–45 days Blood
HIV (antibody) 3–12 weeks Blood / oral
Syphilis 3–6 weeks Blood
Hepatitis B 3–6 weeks Blood
Hepatitis C 8–11 weeks Blood
Herpes (HSV) 4–16 weeks (antibody); swab a sore Blood / swab

What each STD test costs

Medicare reference prices per lab test, a benchmark before you pay out of pocket

These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Clearwater often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.

TestReference priceCPT / HCPCS
Chlamydia (NAAT) $47.80 87491
Gonorrhea (NAAT) $47.80 87591
Trichomoniasis (NAAT) $47.76 87661
HIV-1/2 antigen/antibody $26.87 87389
HIV-1/2 antibody $22.44 86703
Syphilis (RPR/VDRL) $5.61 86592
Syphilis (treponemal antibody) $17.49 86780
Herpes (HSV NAAT) $47.76 87529
Hepatitis B surface antigen $15.33 87340
Hepatitis C antibody $29.16 86803

Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.

Confidentiality & consent in Minnesota

Minor consent and partner treatment (EPT) under state law, plus how to test privately

Two things that actually depend on Minnesota law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).

Can a minor consent on their own?

In Minnesota, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.

Can my partner be treated too? (EPT)

Minnesota permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.

Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.

Learn more about confidential STD testing in Minnesota

Source: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.

STD testing FAQs for Clearwater, MN

Answers to the questions people ask most before getting tested.

Where can I get tested for STDs in Clearwater, MN?

The closest is Allina Health (11 mi); 2 options are within 30 miles.

Does insurance cover STD testing near Clearwater, MN?

Most plans cover STD screening; a clinic or lab can bill insurance, or you can pay a flat self-pay price.

Is there free HIV testing near Clearwater, MN?

Public clinics nearby offer free HIV testing.

Which tests are offered near Clearwater, MN?

Local options test for Chlamydia, Gonorrhea, Syphilis, Herpes, Hepatitis A, Hepatitis B, Hepatitis C, Rapid HIV, a full panel covers the common ones.

How common is chlamydia in Wright County?

About 182 cases per 100,000 residents (2023), below the Minnesota average.

How long do results take near Clearwater, MN?

Lab results typically come back in 1–2 days.

Can someone under 18 get tested in Minnesota without a parent?

In Minnesota, people under 18 can consent to confidential STD testing and treatment on their own.

Can I get PrEP near Clearwater, MN?

PrEP (HIV-prevention medicine for HIV-negative people) is available locally, any provider can prescribe it.

Can I test at home near Clearwater, MN?

Yes, at-home kits ship to 55320; you collect a sample, mail it back, and get results in about 2–5 days.

What is STD testing?

Checking for sexually transmitted infections with a urine sample, a swab, or a blood draw, often before any symptoms appear.

Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.