Gonorrhea in Benzie County runs about 91% lower than the US average. If you've had a recent risk or test on a regular schedule near Elberta, Michigan, consider your options: visiting a clinic lets a provider answer questions and start treatment, while an at-home kit lets you collect a sample on your own schedule and mail it in. See the options below.
Available testing centers
5 testing options are listed for Elberta, MI. The nearest, Paul Oliver Memorial Hospital, is about 1.3 miles away. Compare community and public clinics, private labs, and at-home kits below.
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
A public safety-net rural health clinic about 1 mile from Elberta. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.
Tests offered
Benzie-Leelanau District Health Department in Benzonia tests for HIV, hepatitis C, syphilis, gonorrhea, and chlamydia on a sliding scale, with HIV and hepatitis C testing free, and treats bacterial STIs the same visit, by appointment.
Benzie-Leelanau District Health Department charges nothing for its services, full stop. Someone paying out of pocket for testing, treatment, and vaccines at a private provider can face a bill that delays or ends care: here, that calculation disappears entirely, whether you carry insurance or not.
Without Spanish-language clinical care, a patient often leaves with instructions they can't fully act on. A misunderstood dosing schedule, a missed follow-up, a treatment that stalls. Benzie-Leelanau District Health Department delivers care in Spanish directly, closing that gap before it opens.
Skipping hepatitis C testing means a separate appointment, often at a different facility, while an active infection goes undetected and untreated. Benzie-Leelanau District Health Department runs the hepatitis C test alongside gonorrhea, chlamydia, syphilis, and HIV, so nothing falls through a scheduling gap.
Languages
English, Spanish
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Nov 2025 · Source: CDC NPIN
Free tool · not a clinic
Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.
| Infection | Earliest reliable test | Conclusive after |
|---|---|---|
| Chlamydia | 7 days after exposure | 14 days after exposure |
| Gonorrhea | 7 days after exposure | 14 days after exposure |
| Trichomoniasis | 7 days after exposure | 28 days after exposure |
| HIV (NAT / RNA) | 10 days after exposure | 33 days after exposure |
| HIV (4th-gen Ag/Ab) | 18 days after exposure | 45 days after exposure |
| HIV (antibody) | 21 days after exposure | 84 days after exposure |
| Syphilis | 21 days after exposure | 42 days after exposure |
| Hepatitis B | 21 days after exposure | 42 days after exposure |
| Hepatitis C | 56 days after exposure | 77 days after exposure |
| Herpes (HSV) | 28 days after exposure | 112 days after exposure |
Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.
Typical out-of-pocket ranges by option, actual cost depends on which tests you need.
Public / community clinic
Free HIV testing is common
Private lab (self-pay)
Never billed to insurance
At-home kit
Mailed to your door, private
Doctor / urgent care
Often $0 preventive with insurance
No centers match those filters. Clear the service-type filter or the opening-hours filters to see every center.
Every other option
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
Test from home
The nearest testing center is about 1 mile away; if you'd rather skip the trip, an at-home kit ships to Elberta, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Best value: single tests
$49 & up
Best for simplicity & support
$89 & up
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Local clinicians
Beyond dedicated clinics, 59 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Elberta. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 11 offer telehealth.
Michaela Coffia, NP
Nurse practitioner · 224 Park Avenue, Frankfort
Brandon Roose, NP
Nurse practitioner · 224 Park Avenue, Frankfort
Gerard Mahoney, DO Telehealth
Family medicine · 826 Forest Avenue, Frankfort
Stephanie Fitzgerald, DO
OB-GYN · 917 Main Street, Frankfort
Joel Anhalt, DO Telehealth
Family medicine · 3618 Glovers Lake Road, Arcadia
Karen Volas, NP
Nurse practitioner · 9975 West Ottawa Avenue, Empire
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
No pharmacy near Elberta, MI publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
R.A. Macrae Frankfort
0.9 miShop-N-Save Pharmacy
6.6 miHometown Pharmacy
10 miCity Drug Store of Manistee
26 mi
27 mi Showing the 5 closest pharmacies to Elberta, MI.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
Testing is one step. For residents of Elberta, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Visit from $0 insured
Telehealth STI treatment and sexual-health care, delivered or to your pharmacy
Visit from $39
Online STI treatment & DoxyPEP: same-day prescriptions to your pharmacy
$0 with most insurance
Free online PrEP & DoxyPEP: HIV prevention, home lab kits, no in-person visit
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
How reported STI rates in Benzie County, the county that includes Elberta, compare with Michigan and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~38% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#70 of 83 Michigan counties for chlamydia, a higher rate than 16% of the state
| Infection | Benzie County | Michigan | United States |
|---|---|---|---|
| Chlamydia | 119.3 22 cases ▼ 72% | 429.5 | 492.2 |
| Gonorrhea | 16.3 3 cases ▼ 89% | 152.2 | 179.5 |
| Syphilis (P&S) | — no data | 8.4 | 15.8 |
| Syphilis (early) | — no data | 8.7 | 16 |
| Syphilis (late/unknown) | — no data | 13 | 29.5 |
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Between 2020 and 2023 in Benzie County, chlamydia has risen from 111.3 to 119.3 per 100,000 (7%), and gonorrhea has risen from 5.6 to 16.3 per 100,000 (191%).
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Benzie County.
Local HIV snapshot
Benzie County HIV care continuum (2021)
Benzie County recorded 0 new HIV diagnoses per 100,000 (2021), against 8.1 statewide and 13.7 nationally. Among Benzie County residents living with HIV, 90.9% are in care · 81.8% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Benzie County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Local resources & officials
Data & references
Local context
Elberta Beach and the bluffs above it give this small Lake Michigan community an unhurried character, the kind of place where neighbors know each other's cars and the Historic Elberta Waterfront Park fills slowly on summer mornings. The local profile adds texture to that picture. Nearly all households here are owner-occupied, and with a labor-force participation rate under half, reflecting a mix of retirees and seasonal rhythms, the community skews toward people with fixed schedules or limited midday flexibility rather than the nine-to-five commuter.
Larger average household sizes suggest many adults are raising families, which makes the sizable share of residents in their late teens and twenties easy to overlook; they're often navigating new relationships with fewer anchors to a regular provider, precisely when consistent testing matters most. The options listed on this page vary by cost and accept different coverage types, which is especially relevant in a town where households earning six figures are vanishingly rare. A low- or no-cost visit at the nearest listed clinic is a concrete dollar difference for a working adult in Elberta who owns their home but runs a lean monthly budget.
Getting there
At 6.34/20 on the EPA walkability index, day-to-day errands in Elberta generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.
Source: EPA National Walkability Index 2021.
ZIP 49628 snapshot
ZIP-level Census figures for the wider 49628 area around Elberta: a single ZIP can span several communities, so they describe the area, not Elberta alone.
Elberta sits in Benzie County, ZIP 49628. Local context that shapes where residents test:
Local landmarks
Neighborhoods & communities
Major routes
Nearby cities & towns
Just outside Elberta? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
Reference
Everything to know before you test in Benzie County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Michigan law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Based on current CDC screening recommendations.
| Group | Tests | How often |
|---|---|---|
| Everyone aged 13–64 | HIV | At least once |
| Sexually active women under 25 | Chlamydia, gonorrhea | Every year |
| Women 25+ with new or multiple partners | Chlamydia, gonorrhea | Every year |
| Pregnant people | HIV, syphilis, hepatitis B & C, chlamydia | Early in pregnancy |
| Gay & bisexual men (MSM) | Chlamydia, gonorrhea, syphilis, HIV | Every 3–6 months |
| Anyone who shares injection equipment | HIV, hepatitis B & C | At least yearly |
| All adults at least once | Hepatitis C | At least once |
Testing too early can return a false negative, confirm timing with an Elberta-area provider.
| Infection | Earliest reliable test | Sample |
|---|---|---|
| Chlamydia | 1–2 weeks | Urine or swab |
| Gonorrhea | 1–2 weeks | Urine or swab |
| Trichomoniasis | 1–4 weeks | Urine or swab |
| HIV (NAT / RNA) | 10–33 days | Blood |
| HIV (4th-gen Ag/Ab) | 18–45 days | Blood |
| HIV (antibody) | 3–12 weeks | Blood / oral |
| Syphilis | 3–6 weeks | Blood |
| Hepatitis B | 3–6 weeks | Blood |
| Hepatitis C | 8–11 weeks | Blood |
| Herpes (HSV) | 4–16 weeks (antibody); swab a sore | Blood / swab |
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Elberta often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
| Test | Reference price | CPT / HCPCS |
|---|---|---|
| Chlamydia (NAAT) | $47.80 | 87491 |
| Gonorrhea (NAAT) | $47.80 | 87591 |
| Trichomoniasis (NAAT) | $47.76 | 87661 |
| HIV-1/2 antigen/antibody | $26.87 | 87389 |
| HIV-1/2 antibody | $22.44 | 86703 |
| Syphilis (RPR/VDRL) | $5.61 | 86592 |
| Syphilis (treponemal antibody) | $17.49 | 86780 |
| Herpes (HSV NAAT) | $47.76 | 87529 |
| Hepatitis B surface antigen | $15.33 | 87340 |
| Hepatitis C antibody | $29.16 | 86803 |
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Two things that actually depend on Michigan law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
In Michigan, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Michigan permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
Learn more about confidential STD testing in MichiganSource: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.
Good to Know
Answers to the questions people ask most before getting tested.
The closest is Paul Oliver Memorial Hospital (1.3 mi); 3 options are within 30 miles.
Public clinics are free; private labs ~$24–$139, at-home kits $49+.
Yes, Benzie-Leelanau District Health Department (5.6 mi) offers free testing, and public clinics serve the uninsured.
Local options test for Chlamydia, Gonorrhea, Syphilis, Herpes, Hepatitis A, Hepatitis B, Hepatitis C, Rapid HIV, a full panel covers the common ones.
About 119 cases per 100,000 residents (2023), below the Michigan average.
In Michigan, people under 18 can consent to confidential STD testing and treatment on their own.
Lab results typically come back in 1–2 days.
Start treatment, tell recent partners so they can test, avoid sex until cleared, and retest if advised, most STIs resolve with care.
Likely yes, if you were past the window period; otherwise retest, and keep up routine screening with new partners.
A urine sample or a swab (genital, throat, or rectal) detects gonorrhea, often tested alongside chlamydia.
Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.