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STD Testing in Floyd, IA: Free, Same-Day & Confidential

Floyd, Iowa reported chlamydia at a rate about 63% lower than the US average. Anyone in Floyd County, Iowa starting a new relationship or managing ongoing care has options: clinic visits offer direct medical support, while at-home kits provide flexibility for sample collection. The list below covers both paths.

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STD testing near Floyd, IA

5 testing options are listed for Floyd, IA. The nearest, Floyd County Memorial Hospital Commission, is about 6.0 miles away. Compare 2 community and public clinics, private labs, and at-home kits below.

How to read these listings

Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.

Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.

Community health center 6.0 miles

Floyd County Memorial Hospital Commission

Where these reviews come from

Review sources

  • Google47
  • EasySTD4
Rated 3.1 out of 5 from 51 reviews

A community safety-net rural health clinic about 6 miles from Floyd. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.

Address
800 11th Street, Charles City, IA 50616
Website
Community health center 11.7 miles

Mitchell County Memorial Hospital

Where these reviews come from

Review sources

  • Google29
  • EasySTD3
Rated 4 out of 5 from 32 reviews

A public safety-net rural health clinic about 12 miles from Floyd. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.

Address
620 North 8th Street, Osage, IA 50461
Website

Free tool · not a clinic

When can I test? Exposure-window calculator

Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.

Detection windows for every STI
Infection Earliest reliable test Conclusive after
Chlamydia 7 days after exposure 14 days after exposure
Gonorrhea 7 days after exposure 14 days after exposure
Trichomoniasis 7 days after exposure 28 days after exposure
HIV (NAT / RNA) 10 days after exposure 33 days after exposure
HIV (4th-gen Ag/Ab) 18 days after exposure 45 days after exposure
HIV (antibody) 21 days after exposure 84 days after exposure
Syphilis 21 days after exposure 42 days after exposure
Hepatitis B 21 days after exposure 42 days after exposure
Hepatitis C 56 days after exposure 77 days after exposure
Herpes (HSV) 28 days after exposure 112 days after exposure

Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.

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What matters most to you?

What will it cost? Estimate your STD test

Typical out-of-pocket ranges by option, actual cost depends on which tests you need.

  • Public / community clinic

    Free HIV testing is common

    $0–$25
  • Private lab (self-pay)

    Never billed to insurance

    $24–$200
  • At-home kit

    Mailed to your door, private

    From $49
  • Doctor / urgent care

    Often $0 preventive with insurance

    $0–$50 copay

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Every other option

More ways to get tested in Floyd, IA

Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.

At-home STD testing in Floyd, IA

The nearest testing center is about 6 miles away; if you'd rather skip the trip, an at-home kit ships to Floyd, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.

Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.

Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.

Clinicians near Floyd, IA who may help arrange STD testing

Beyond dedicated clinics, 87 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Floyd. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 19 offer telehealth.

  • Susan Greenman, MD Telehealth

    Family medicine · 800 11th Street, Charles City

  • Janet Tull, MD

    Family medicine · 800 11th Street, Charles City

  • Heather Dill, MD

    Family medicine · 800 11th Street, Charles City

  • Christopher Adams, MD

    Urology · 616 North 8th Street, Osage

  • Lisa Kies, MD

    Family medicine · 903 West Congress, Nora Springs

  • Burt Bottjen, MD

    Family medicine · 140 West 4th Street, Saint Ansgar

These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.

Pharmacies near Floyd, IA

No pharmacy near Floyd, IA publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.

Showing the 5 closest pharmacies to Floyd, IA.

Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.

PrEP, prevention & online treatment

Testing is one step. For residents of Floyd, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.

Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.

STDs & HIV in Floyd County: the local picture

How reported STI rates in Floyd County, the county that includes Floyd, compare with Iowa and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~19% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.

#72 of 99 Iowa counties for chlamydia, a higher rate than 27% of the state

Reported STD rates per 100,000, Floyd County vs Iowa vs U.S.

Floyd County Iowa U.S. ▲▼ = Floyd County vs the state average
Infection Floyd County Iowa United States
Chlamydia
182.7 28 cases ▼ 57%
426.8 492.2
Gonorrhea
32.6 5 cases ▼ 72%
116.8 179.5
Syphilis (P&S)
6.5 1 cases ▼ 37%
10.3 15.8
Syphilis (early) — no data 9.2 16
Syphilis (late/unknown)
6.5 1 cases ▼ 34%
9.9 29.5

Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.

Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.

Reported STD rates in Floyd County over time (per 100,000)

Chlamydia ▼ 18% vs 2022
Chlamydia Gonorrhea Syphilis (P&S)
0 200 400 2020202120222023

Between 2020 and 2023 in Floyd County, chlamydia has fallen from 371.2 to 182.7 per 100,000 (51%), gonorrhea has fallen from 185.6 to 32.6 per 100,000 (82%), and P&S syphilis has risen from 6.4 to 6.5 per 100,000 (2%).

The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).

Community health context

What shapes testing access in and around Floyd, IA

Adults uninsured
7.8%
No routine checkup
20.9%
No transportation
7.1%
Binge drinking
17.2%
Frequent mental distress
16.5%
Depression
20.7%
Below poverty line
4.6%
Primary-care ratio
2,569 : 1
Floyd County
  • Primary-care shortage score 15 / 26
  • Social Vulnerability Index · 12th percentile nationally

Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Floyd County.

Local HIV snapshot

HIV in Floyd County (2023)

People living with HIV
62 / 100k
New diagnoses (2023)
0cases countywide
PrEP users / 100k
62

Floyd County HIV care continuum (2023)

Floyd County recorded 0 new HIV diagnoses per 100,000 (2023), against 5.1 statewide and 13.7 nationally. Among Floyd County residents living with HIV, 75% are in care · 75% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.

Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.

Pregnant or planning to be?

Congenital syphilis is the fastest-rising STI: what to test, and when

Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Floyd County tests for syphilis.

Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).

17 Sources

Local resources & officials

Data & references

About Floyd, IA

Floyd Park sits at the quiet center of a town where most households own their homes outright, a stability that can, paradoxically, make health maintenance feel less urgent. When your mortgage is modest and your neighbors have lived on the same block for decades, a routine screening can seem like something to schedule eventually rather than now. But Floyd's young adults, people in their late teens and twenties building careers and relationships here, face the same STI risks as their peers anywhere, and the county's own rate data confirms those risks are real. Two details about everyday life in Floyd shape how easily testing actually happens. Not a spontaneous errand.

At the same time, with nearly three in four residents in the workforce and household sizes running well above the state average, weekday mornings don't belong to anyone freely. An appointment has to fit around shift schedules, school runs, and shared vehicles. The low typical rent here does give some financial breathing room when a clinic charges a sliding-scale fee, that matters for younger adults who might otherwise hesitate at an unknown cost. Before leaving Floyd Park on a weekend afternoon, pulling up the options listed on this page and booking ahead takes about two minutes.

Getting there

How residents reach STD testing in Floyd, IA

Walkability 4.25 / 20 · Least walkable

At 4.25/20 on the EPA walkability index, day-to-day errands in Floyd generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.

Source: EPA National Walkability Index 2021.

Map of 5 STD & STI testing locations in Floyd, Iowa, EasySTD

ZIP 50435 snapshot

Residents
764
Median age
44.3
Median income
$68,194

ZIP-level Census figures for the wider 50435 area around Floyd: a single ZIP can span several communities, so they describe the area, not Floyd alone.

Floyd sits in Floyd County, ZIP 50435. Local context that shapes where residents test:

Local landmarks

  • Floyd Park
  • Sportsmans Park

Major routes

  • US 218 (Monroe Street)
  • Avenue of the Saints

STD testing in Floyd, IA: screening, costs & privacy

Everything to know before you test in Floyd County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Iowa law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.

Who should test, and when

CDC screening schedule + each infection's detection window

Who should get tested, and how often

Based on current CDC screening recommendations.

GroupTestsHow often
Everyone aged 13–64 HIV At least once
Sexually active women under 25 Chlamydia, gonorrhea Every year
Women 25+ with new or multiple partners Chlamydia, gonorrhea Every year
Pregnant people HIV, syphilis, hepatitis B & C, chlamydia Early in pregnancy
Gay & bisexual men (MSM) Chlamydia, gonorrhea, syphilis, HIV Every 3–6 months
Anyone who shares injection equipment HIV, hepatitis B & C At least yearly
All adults at least once Hepatitis C At least once

When to test: STD detection windows

Testing too early can return a false negative, confirm timing with a Floyd-area provider.

InfectionEarliest reliable testSample
Chlamydia 1–2 weeks Urine or swab
Gonorrhea 1–2 weeks Urine or swab
Trichomoniasis 1–4 weeks Urine or swab
HIV (NAT / RNA) 10–33 days Blood
HIV (4th-gen Ag/Ab) 18–45 days Blood
HIV (antibody) 3–12 weeks Blood / oral
Syphilis 3–6 weeks Blood
Hepatitis B 3–6 weeks Blood
Hepatitis C 8–11 weeks Blood
Herpes (HSV) 4–16 weeks (antibody); swab a sore Blood / swab

What each STD test costs

Medicare reference prices per lab test, a benchmark before you pay out of pocket

These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Floyd often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.

TestReference priceCPT / HCPCS
Chlamydia (NAAT) $47.80 87491
Gonorrhea (NAAT) $47.80 87591
Trichomoniasis (NAAT) $47.76 87661
HIV-1/2 antigen/antibody $26.87 87389
HIV-1/2 antibody $22.44 86703
Syphilis (RPR/VDRL) $5.61 86592
Syphilis (treponemal antibody) $17.49 86780
Herpes (HSV NAAT) $47.76 87529
Hepatitis B surface antigen $15.33 87340
Hepatitis C antibody $29.16 86803

Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.

Confidentiality & consent in Iowa

Minor consent and partner treatment (EPT) under state law, plus how to test privately

Two things that actually depend on Iowa law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).

Can a minor consent on their own?

In Iowa, a minor of any age can consent to confidential STI testing and treatment on their own; a parent may be notified only in the case of a positive HIV test result.

Can my partner be treated too? (EPT)

Iowa permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.

Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.

Learn more about confidential STD testing in Iowa

Source: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.

STD testing FAQs for Floyd, IA

Answers to the questions people ask most before getting tested.

How many places can I test near Floyd, IA?

There are 2 options within a 30-mile drive.

Does insurance cover STD testing near Floyd, IA?

Usually yes, it can be billed to insurance, or paid out of pocket at a flat rate.

What's included in a full panel near Floyd, IA?

A full panel typically covers chlamydia, gonorrhea, syphilis, HIV, and hepatitis B and C.

How common is chlamydia in Floyd County?

Floyd County reported ~183 chlamydia cases per 100,000 in 2023, below the Iowa average.

Can someone under 18 get tested in Iowa without a parent?

In Iowa, people under 18 can consent to confidential STD testing and treatment on their own.

How do I prepare for an STD test near Floyd, IA?

Little prep is needed, bring an ID and insurance if you have it, and note your exposure dates and any symptoms; for a urine test, avoid peeing for about an hour beforehand.

How do I tell a partner I tested positive?

Telling recent partners lets them test and treat; many health departments offer confidential partner-notification help.

Is STD testing part of prenatal care?

Pregnancy screening is standard; ask about an early-pregnancy STI panel.

Clinic or at-home test, which is better near Floyd, IA?

Clinics give immediate care and treatment; home kits win on convenience and discretion. Either works.

Which HIV test is best?

Lab-based 4th-generation and NAT tests are most sensitive early on; rapid tests are also very reliable after the window.

Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.