Chlamydia is reported about 30% more in Montgomery County than the US average. If you're in Kettering, Ohio and figuring out testing options whether routine or after a possible exposure, community and public clinics are often low-cost or free, while private labs provide faster results and more flexible scheduling. We list options below.
Available testing centers
11 testing options are listed for Kettering, OH. The nearest, Quest Diagnostics, is about 3.3 miles away. Compare community and public clinics, private labs, and at-home kits below.
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
Equitas Health in Dayton tests for HIV, syphilis, gonorrhea, chlamydia, herpes, hepatitis B and C, and TB: all on a sliding scale, with free HIV and STI testing, same-visit treatment for bacterial infections, and appointments required. Every service carries no fee for those who qualify.
Equitas Health covers testing, treatment, vaccines, PrEP, and ongoing HIV care without a balance owed: a standing capability that matters most for anyone managing care on cash alone, without a regular provider, or stretching a tight budget across multiple needs at once.
For Deaf patients navigating sexual health decisions, Equitas Health delivers care directly in American Sign Language: meaning clinical conversations about PrEP, treatment options, and test results happen in a native language, not through workarounds that flatten nuance at exactly the wrong moment.
Equitas Health carries Ryan White funding, which anchors HIV services from the first test through long-term medical management and medication adherence counseling, so a patient's care doesn't stall between diagnosis and an affordable treatment pathway.
Languages
American Sign Language, English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified May 2026 · Source: CDC NPIN + HRSA
Five Rivers Health Centers at St. Vincent de Paul, in Dayton, carries federal FQHC standing that requires fees to slide with income. No one is turned away for inability to pay. Walk-ins are welcome for STI screening covering syphilis, gonorrhea, and chlamydia.
Tests offered
Fees & payment
Five Rivers Samaritan Homeless Clinic in Dayton earns its federally qualified standing partly by tying fees to income, so sliding-scale STI screening, including syphilis, gonorrhea, and chlamydia testing, stays within reach regardless of insurance status. No appointment is needed to walk in and get tested.
Tests offered
Fees & payment
Five Rivers Health Centers in Dayton accepts Medicaid, Medicare, and private insurance, with sliding-scale fees covering what insurance doesn't. Making STI care reachable at any income. Testing covers gonorrhea, syphilis, chlamydia, herpes, and HIV, with same-visit treatment for bacterial infections; appointments are required.
Five Rivers carries licensed substance-use treatment as a standing clinical service, not a separate intake process elsewhere. That means a prescribing provider and counseling staff are already on-site, so medication-assisted treatment or structured counseling can be coordinated directly with STI care rather than handed off to an unconnected program.
The panel at Five Rivers includes a herpes test: gonorrhea, syphilis, chlamydia, and HIV are the standard four at most clinics, but HSV testing here doesn't require a separate referral or a second appointment. That single addition changes what a patient actually learns from one visit.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Dec 2025 · Source: CDC NPIN + HRSA
A public STD-testing site about 5 miles from Kettering, run as a Federally Qualified Health Center with sliding-scale fees.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Apr 2026 · Source: CDC NPIN + HRSA
Public Health Dayton and Montgomery County operates as Dayton's county health department, where STI testing (HIV, syphilis, gonorrhea, chlamydia, hepatitis C, and herpes) is offered alongside same-visit bacterial treatment, all on a sliding scale with every test and service provided at no fee.
HIV, hepatitis C, syphilis, gonorrhea, chlamydia, and herpes tests each carry no fee at Public Health Dayton and Montgomery County, and neither does STI treatment, PrEP, or vaccination. The no-cost structure applies to the full scope of care, not to a selected tier of it.
Public Health Dayton and Montgomery County provides care directly in Arabic and Spanish, two languages spoken by substantial Dayton populations. Clinical conversations about testing, treatment, and PrEP happen in the language of the appointment, without a secondary channel.
Without an on-site PrEP prescriber, the path to prevention stretches into weeks of separate appointments and follow-up costs. Public Health Dayton and Montgomery County prescribes and manages both PrEP and PEP directly, so the gap between a testing visit and an active prevention regimen closes at the same clinic.
Languages
Arabic, English, Spanish
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Apr 2026 · Source: CDC NPIN
Cassano Community Health Center, in Dayton, earned its federally qualified designation by tying fees directly to income: meaning STI screening for syphilis, gonorrhea, and chlamydia is priced on a sliding scale, and no appointment is required to get tested.
Tests offered
Fees & payment
Free tool · not a clinic
Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.
| Infection | Earliest reliable test | Conclusive after |
|---|---|---|
| Chlamydia | 7 days after exposure | 14 days after exposure |
| Gonorrhea | 7 days after exposure | 14 days after exposure |
| Trichomoniasis | 7 days after exposure | 28 days after exposure |
| HIV (NAT / RNA) | 10 days after exposure | 33 days after exposure |
| HIV (4th-gen Ag/Ab) | 18 days after exposure | 45 days after exposure |
| HIV (antibody) | 21 days after exposure | 84 days after exposure |
| Syphilis | 21 days after exposure | 42 days after exposure |
| Hepatitis B | 21 days after exposure | 42 days after exposure |
| Hepatitis C | 56 days after exposure | 77 days after exposure |
| Herpes (HSV) | 28 days after exposure | 112 days after exposure |
Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.
Typical out-of-pocket ranges by option, actual cost depends on which tests you need.
Public / community clinic
Free HIV testing is common
Private lab (self-pay)
Never billed to insurance
At-home kit
Mailed to your door, private
Doctor / urgent care
Often $0 preventive with insurance
No centers match those filters. Clear the service-type filter or the opening-hours filters to see every center.
Every other option
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
Test from home
The nearest testing center is about 3 miles away; if you'd rather skip the trip, an at-home kit ships to Kettering, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Best range: couples & full panels
$79 & up
Best value: single tests
$49 & up
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Beyond the public testing sites above, these federally certified (CLIA) labs serve Montgomery County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
One Wyoming Street, Dayton, OH 45409
CMS-certified lab Accredited · College of American Pathologists
309 East Stroop Road, Kettering, OH 45429
CMS-certified lab Accredited · College of American Pathologists
5563 Far Hills Avenue, Dayton, OH 45429
CMS-certified lab Accredited · Joint Commission
3700 Southern Boulevard, Kettering, OH 45429
CMS-certified lab Accredited · College of American Pathologists
3535 Southern Boulevard, Kettering, OH 45429
CMS-certified lab Accredited · College of American Pathologists
Showing the nearest 5 CLIA-certified labs.
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Kettering. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Beyond dedicated clinics, 1,268 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Kettering. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 317 offer telehealth.
Christian Koch, MD Telehealth
Family medicine · 3080 Ackerman Boulevard, Kettering
Carol Ryan, MD Telehealth
Family medicine · 3080 Ackerman Boulevard, Kettering
John Mccarthy, MD
Family medicine · 540 Lincoln Park Boulevard, Kettering
Ahmed Giwa, DO
Internal medicine · 1362 East Stroop Road, Kettering
Samson Alliu, MD
Internal medicine · 1380 East Stroop Road, Kettering
Nilesh Mhaskar, MD Telehealth
Internal medicine · 500 Lincoln Park Boulevard, Kettering
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
No pharmacy near Kettering, OH publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
Giant Eagle Pharmacy
0.3 miMedicine Shoppe
0.6 mi
0.6 mi 
0.7 mi 
0.8 mi 
1.1 mi Showing the 6 closest pharmacies to Kettering, OH.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
Testing is one step. For residents of Kettering, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
Visit from $0 insured
Telehealth STI treatment and sexual-health care, delivered or to your pharmacy
$0 with most insurance
Free online PrEP & DoxyPEP: HIV prevention, home lab kits, no in-person visit
Visit from $39
Online STI treatment & DoxyPEP: same-day prescriptions to your pharmacy
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
How reported STI rates in Montgomery County, the county that includes Kettering, compare with Ohio and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~28% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#5 of 88 Ohio counties for chlamydia, a higher rate than 94% of the state
| Infection | Montgomery County | Ohio | United States |
|---|---|---|---|
| Chlamydia | 639.6 3,414 cases ▲ 39% | 461.7 | 492.2 |
| Gonorrhea | 280.6 1,498 cases ▲ 67% | 168 | 179.5 |
| Syphilis (P&S) | 16.9 90 cases ▲ 4% | 16.3 | 15.8 |
| Syphilis (early) | 11.1 59 cases ▲ 21% | 9.2 | 16 |
| Syphilis (late/unknown) | 28.8 154 cases ▲ 80% | 16 | 29.5 |
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Between 2020 and 2023 in Montgomery County, chlamydia has risen from 612.3 to 639.6 per 100,000 (4%), gonorrhea has fallen from 416.1 to 280.6 per 100,000 (33%), and P&S syphilis has fallen from 17.1 to 16.9 per 100,000 (1%).
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Montgomery County.
Local HIV snapshot
Montgomery County HIV care continuum (2023)
Montgomery County recorded 16.9 new HIV diagnoses per 100,000 (2023), against 8.8 statewide and 13.7 nationally. Among Montgomery County residents living with HIV, 82.1% are in care · 73% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Montgomery County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Local resources & officials
Data & references
Local context
Wilmington Pike runs through a Kettering where housing costs stay modest by Ohio standards, and that affordability shapes how residents actually live: most households here own their homes, but a meaningful share rent, and typical rents well under a thousand dollars a month reflect a community that isn't flush with disposable income for unexpected out-of-pocket costs. With fewer than one in four households clearing six figures, a surprise lab fee or a long drive to a clinic can be enough to put off a test that should have happened months earlier. That reality matters most for the younger adults scattered across neighborhoods like South Dayton and Bellasera, people in their late teens and twenties who are in the years when STI transmission runs highest and who are also the most likely to be weighing every errand against work schedules and tight budgets.
Montgomery County's STI rates give that concern a local weight, not just a national one. Nearly two-thirds of Kettering residents are in the labor force, which means clinic hours that extend past five o'clock or offer weekend slots translate directly into whether a person can realistically show up.
Getting there
Kettering scores 10.61/20 on the EPA walkability index, so many trips are walkable or a short ride, though a car still gives you the widest choice of testing centers.
Source: EPA National Walkability Index 2021.
ZIP 45429 snapshot
ZIP-level Census figures for the wider 45429 area around Kettering: a single ZIP can span several communities, so they describe the area, not Kettering alone.
Kettering sits in Montgomery County, ZIP 45429. Local context that shapes where residents test:
Local landmarks
Neighborhoods & communities
Major routes
Nearby cities & towns
Just outside Kettering? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
Reference
Everything to know before you test in Montgomery County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Ohio law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Based on current CDC screening recommendations.
| Group | Tests | How often |
|---|---|---|
| Everyone aged 13–64 | HIV | At least once |
| Sexually active women under 25 | Chlamydia, gonorrhea | Every year |
| Women 25+ with new or multiple partners | Chlamydia, gonorrhea | Every year |
| Pregnant people | HIV, syphilis, hepatitis B & C, chlamydia | Early in pregnancy |
| Gay & bisexual men (MSM) | Chlamydia, gonorrhea, syphilis, HIV | Every 3–6 months |
| Anyone who shares injection equipment | HIV, hepatitis B & C | At least yearly |
| All adults at least once | Hepatitis C | At least once |
Testing too early can return a false negative, confirm timing with a Kettering-area provider.
| Infection | Earliest reliable test | Sample |
|---|---|---|
| Chlamydia | 1–2 weeks | Urine or swab |
| Gonorrhea | 1–2 weeks | Urine or swab |
| Trichomoniasis | 1–4 weeks | Urine or swab |
| HIV (NAT / RNA) | 10–33 days | Blood |
| HIV (4th-gen Ag/Ab) | 18–45 days | Blood |
| HIV (antibody) | 3–12 weeks | Blood / oral |
| Syphilis | 3–6 weeks | Blood |
| Hepatitis B | 3–6 weeks | Blood |
| Hepatitis C | 8–11 weeks | Blood |
| Herpes (HSV) | 4–16 weeks (antibody); swab a sore | Blood / swab |
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Kettering often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
| Test | Reference price | CPT / HCPCS |
|---|---|---|
| Chlamydia (NAAT) | $47.80 | 87491 |
| Gonorrhea (NAAT) | $47.80 | 87591 |
| Trichomoniasis (NAAT) | $47.76 | 87661 |
| HIV-1/2 antigen/antibody | $26.87 | 87389 |
| HIV-1/2 antibody | $22.44 | 86703 |
| Syphilis (RPR/VDRL) | $5.61 | 86592 |
| Syphilis (treponemal antibody) | $17.49 | 86780 |
| Herpes (HSV NAAT) | $47.76 | 87529 |
| Hepatitis B surface antigen | $15.33 | 87340 |
| Hepatitis C antibody | $29.16 | 86803 |
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Two things that actually depend on Ohio law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
In Ohio, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Ohio permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
Learn more about confidential STD testing in OhioSource: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.
Good to Know
Answers to the questions people ask most before getting tested.
Possibly, Beavercreek, OH is close; compare it by distance against Quest Diagnostics.
Most plans cover STD screening; a clinic or lab can bill insurance, or you can pay a flat self-pay price.
Public clinics nearby offer free HIV testing.
Local options test for Chlamydia, Gonorrhea, Syphilis, Herpes, Hepatitis A, Hepatitis B, Hepatitis C, Rapid HIV, a full panel covers the common ones.
About 640 cases per 100,000 residents (2023), above the Ohio average.
PrEP (HIV-prevention medicine for HIV-negative people) is available locally, any provider can prescribe it.
In Ohio, people under 18 can consent to confidential STD testing and treatment on their own.
Likely yes, if you were past the window period; otherwise retest, and keep up routine screening with new partners.
Resistance is rising, which is why the CDC advises a particular treatment; don't self-treat, get tested and treated correctly.
Start treatment, tell recent partners so they can test, avoid sex until cleared, and retest if advised, most STIs resolve with care.
Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.