With new HIV diagnoses in Howard County 48% lower than the US average, if you've had a recent risk or simply test on a regular schedule in Kokomo, Indiana, you have several options to consider. Public clinics keep costs down, private labs prioritize speed, and at-home kits trade a clinic visit for convenience. Check the list below for our compilation of options.
Available testing centers
11 testing options are listed for Kokomo, IN. The nearest, Indiana Health Centers, is about 0.9 miles away. Compare community and public clinics, private labs, and at-home kits below.
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
Indiana Health Centers in Kokomo tests for gonorrhea, chlamydia, syphilis, HIV, herpes, and hepatitis A, B, and C on a sliding-scale fee that applies to everyone. Bacterial STIs are treated the same visit; appointments are required.
Plenty of STI clinics cap their testing at the four most common bacterial and viral infections, leaving herpes and the full hepatitis spectrum to be sorted elsewhere. Indiana Health Centers folds herpes and hepatitis A, B, and C directly into its panel. One appointment covers the range.
STI care depends on nuance that gets lost when language access is an afterthought. Indiana Health Centers provides Spanish-language services and interpretation for other non-English languages, so the clinical conversation carries the same weight regardless of what language you reason in.
Languages
English, Interpretation Services Available for Non-English Languages, Spanish
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Feb 2026 · Source: CDC NPIN
Jane Pauley Community Health Center at Reed Street Kokomo extends federally backed, sliding-scale STI care to anyone in Kokomo navigating gaps in coverage, cash-pay situations, or provider shortages. Federal qualification anchors its fee structure to income, making syphilis, gonorrhea, and chlamydia screening genuinely within reach regardless of insurance status.
Tests offered
Fees & payment
Meridian Health Services in Kokomo tests for gonorrhea, chlamydia, syphilis, herpes, and HIV on a sliding-scale fee: Medicaid, Medicare, and insurance are all accepted. Bacterial infections can be treated the same visit, and appointments are required.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Sep 2025 · Source: CDC NPIN + HRSA
Howard County Health Department in Kokomo requires an appointment and covers HIV, syphilis, gonorrhea, chlamydia, and hepatitis C testing in a single visit, with bacterial STIs treated same day on a sliding-scale fee accepted alongside Medicaid, Medicare, and insurance.
Interpretation services for non-English languages are available directly through the health department, meaning the clinical conversation (symptoms, test results, treatment instructions) moves forward in the language the patient actually uses, without delay or gaps in care.
Beyond HIV, syphilis, gonorrhea, and chlamydia, Howard County Health Department orders hepatitis C testing on-site during the same appointment. That means a single visit generates results across all five conditions, and any hepatitis C management can begin from a confirmed in-house result rather than a separate referral process.
Languages
English, Interpretation Services Available for Non-English Languages
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified May 2026 · Source: CDC NPIN + HRSA
Bowen Health- Kokomo, in Kokomo, welcomes walk-ins for STI screening without an appointment. Federal qualification backs its sliding-scale fees, so cost adjusts to income. A single visit can cover syphilis, gonorrhea, and chlamydia testing, giving patients straightforward access to core sexual health screening.
Tests offered
Fees & payment
Jane Pauley Community Health Center at Turning Point in Kokomo welcomes walk-ins for STI screening without an appointment. Federal qualification anchors its sliding-scale fees, keeping syphilis, gonorrhea, and chlamydia testing tied to what each patient can actually pay. No scheduling hurdle required.
Tests offered
Fees & payment
Tipton County Health Department brings public-health infrastructure to STI care in Tipton: rapid HIV testing, hepatitis C screening, and the standard bacterial panel, all by appointment, on a sliding-scale fee with Medicaid and insurance accepted, and every service available at no cost.
Fee schedules, co-pays, and billing paperwork are standard fixtures at most clinical settings. At Tipton County Health Department, none of that applies. Every service, from testing to treatment to vaccines, is provided at no charge, regardless of what you carry in your wallet.
For anyone without a regular provider who needs more than the four-infection basics, Tipton County Health Department screens for hepatitis C and TB in addition to HIV. Conditions that often go undetected when care is episodic. That breadth of testing, built into a single appointment, means fewer gaps in what actually gets checked.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Nov 2025 · Source: CDC NPIN + HRSA
Free tool · not a clinic
Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.
| Infection | Earliest reliable test | Conclusive after |
|---|---|---|
| Chlamydia | 7 days after exposure | 14 days after exposure |
| Gonorrhea | 7 days after exposure | 14 days after exposure |
| Trichomoniasis | 7 days after exposure | 28 days after exposure |
| HIV (NAT / RNA) | 10 days after exposure | 33 days after exposure |
| HIV (4th-gen Ag/Ab) | 18 days after exposure | 45 days after exposure |
| HIV (antibody) | 21 days after exposure | 84 days after exposure |
| Syphilis | 21 days after exposure | 42 days after exposure |
| Hepatitis B | 21 days after exposure | 42 days after exposure |
| Hepatitis C | 56 days after exposure | 77 days after exposure |
| Herpes (HSV) | 28 days after exposure | 112 days after exposure |
Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.
Typical out-of-pocket ranges by option, actual cost depends on which tests you need.
Public / community clinic
Free HIV testing is common
Private lab (self-pay)
Never billed to insurance
At-home kit
Mailed to your door, private
Doctor / urgent care
Often $0 preventive with insurance
No centers match those filters. Clear the service-type filter or the opening-hours filters to see every center.
Every other option
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
Test from home
The nearest testing center is less than a mile away; if you'd rather skip the trip, an at-home kit ships to Kokomo, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Best for simplicity & support
$89 & up
Best range: couples & full panels
$79 & up
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Beyond the public testing sites above, these federally certified (CLIA) labs serve Howard County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
3500 South Lafountain Street, Kokomo, IN 46902
CMS-certified lab Accredited · College of American Pathologists
1907 West Sycamore Street, Kokomo, IN 46901
CMS-certified lab Accredited · College of American Pathologists
1907 West Sycamore Street, Kokomo, IN 46901
CMS-certified lab Accredited · College of American Pathologists
3500 South Lafountain Street, Kokomo, IN 46902
CMS-certified lab Accredited · College of American Pathologists
1907 West Sycamore Street, Kokomo, IN 46901
CMS-certified lab Accredited · Joint Commission
Showing the nearest 5 CLIA-certified labs.
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Kokomo. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Beyond dedicated clinics, 158 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Kokomo. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 34 offer telehealth.
Kevin Wineinger, MD
Family medicine · 3118 South Lafountain Street, Kokomo
Josephine Lilla, MD Telehealth
Family medicine · 401 Reynolds Drive, Kokomo
Mary Jeanne O'Gara, MD
Internal medicine · 3500 South Lafountain Street, Kokomo
Mina Youssef, MD Telehealth
Internal medicine · 3518 South Lafountain Street, Kokomo
Theodore Brogan, MD Telehealth
Internal medicine · 3611 South Reed Road, Kokomo
Clinton Scruggs, DO
Family medicine · 3611 South Reed Road, Kokomo
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
No pharmacy near Kokomo, IN publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
0.7 mi Indiana Health Centers, Pharmacy
0.9 miHook-Superx
1.1 mi
1.1 mi 
1.3 mi Showing the 5 closest pharmacies to Kokomo, IN.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
Testing is one step. For residents of Kokomo, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
Visit from $39
Online STI treatment & DoxyPEP: same-day prescriptions to your pharmacy
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
$0 with most insurance
Free online PrEP & DoxyPEP: HIV prevention, home lab kits, no in-person visit
Visit from $0 insured
Telehealth STI treatment and sexual-health care, delivered or to your pharmacy
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
How reported STI rates in Howard County, the county that includes Kokomo, compare with Indiana and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~25% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#16 of 92 Indiana counties for chlamydia, a higher rate than 83% of the state
| Infection | Howard County | Indiana | United States |
|---|---|---|---|
| Chlamydia | 410.3 344 cases ▼ 16% | 491 | 492.2 |
| Gonorrhea | 76.3 64 cases ▼ 47% | 144 | 179.5 |
| Syphilis (P&S) | 2.4 2 cases ▼ 72% | 8.7 | 15.8 |
| Syphilis (early) | 10.7 9 cases ▲ 13% | 9.5 | 16 |
| Syphilis (late/unknown) | 7.2 6 cases ▼ 53% | 15.2 | 29.5 |
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Between 2020 and 2023 in Howard County, chlamydia has fallen from 454.2 to 410.3 per 100,000 (10%), gonorrhea has fallen from 196 to 76.3 per 100,000 (61%), and P&S syphilis has fallen from 7.2 to 2.4 per 100,000 (67%).
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Howard County.
Local HIV snapshot
Howard County HIV care continuum (2023)
Howard County recorded 7.1 new HIV diagnoses per 100,000 (2023), against 11.7 statewide and 13.7 nationally. Among Howard County residents living with HIV, 83.5% are in care · 68.3% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Howard County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Local resources & officials
Data & references
Local context
Foster Park sits in a Kokomo where most households own their homes and carry mortgages tied to modest property values, yet a notable share of residents rent at rates that leave little cushion for discretionary health spending. That financial reality lands hardest on younger adults in their late teens and twenties, who are also the group at greatest statistical risk for chlamydia, gonorrhea, and other STIs tracked in Howard County's rate tables. With well under two-thirds of working-age residents in the labor force and unemployment running above the national norm, the practical shape of many people's weeks looks less like a 9-to-5 and more like shift work, part-time hours, or gaps between jobs, none of which leave much room for a clinic visit that requires planning days in advance.
Fewer than one in six Kokomo households clears six figures annually, so cost-transparent options matter. The clinics and services listed on this page include sliding-scale and low-cost appointments alongside standard providers, which means the financial barrier to a test can often be negotiated down to something manageable on a $695 monthly rent budget.
Getting there
At 6.94/20 on the EPA walkability index, day-to-day errands in Kokomo generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.
Source: EPA National Walkability Index 2021.
ZIP 46901 snapshot
ZIP-level Census figures for the wider 46901 area around Kokomo: a single ZIP can span several communities, so they describe the area, not Kokomo alone.
Kokomo sits in Howard County, ZIP 46901. Local context that shapes where residents test:
Local landmarks
Major routes
Nearby cities & towns
Just outside Kokomo? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
Reference
Everything to know before you test in Howard County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Indiana law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Based on current CDC screening recommendations.
| Group | Tests | How often |
|---|---|---|
| Everyone aged 13–64 | HIV | At least once |
| Sexually active women under 25 | Chlamydia, gonorrhea | Every year |
| Women 25+ with new or multiple partners | Chlamydia, gonorrhea | Every year |
| Pregnant people | HIV, syphilis, hepatitis B & C, chlamydia | Early in pregnancy |
| Gay & bisexual men (MSM) | Chlamydia, gonorrhea, syphilis, HIV | Every 3–6 months |
| Anyone who shares injection equipment | HIV, hepatitis B & C | At least yearly |
| All adults at least once | Hepatitis C | At least once |
Testing too early can return a false negative, confirm timing with a Kokomo-area provider.
| Infection | Earliest reliable test | Sample |
|---|---|---|
| Chlamydia | 1–2 weeks | Urine or swab |
| Gonorrhea | 1–2 weeks | Urine or swab |
| Trichomoniasis | 1–4 weeks | Urine or swab |
| HIV (NAT / RNA) | 10–33 days | Blood |
| HIV (4th-gen Ag/Ab) | 18–45 days | Blood |
| HIV (antibody) | 3–12 weeks | Blood / oral |
| Syphilis | 3–6 weeks | Blood |
| Hepatitis B | 3–6 weeks | Blood |
| Hepatitis C | 8–11 weeks | Blood |
| Herpes (HSV) | 4–16 weeks (antibody); swab a sore | Blood / swab |
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Kokomo often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
| Test | Reference price | CPT / HCPCS |
|---|---|---|
| Chlamydia (NAAT) | $47.80 | 87491 |
| Gonorrhea (NAAT) | $47.80 | 87591 |
| Trichomoniasis (NAAT) | $47.76 | 87661 |
| HIV-1/2 antigen/antibody | $26.87 | 87389 |
| HIV-1/2 antibody | $22.44 | 86703 |
| Syphilis (RPR/VDRL) | $5.61 | 86592 |
| Syphilis (treponemal antibody) | $17.49 | 86780 |
| Herpes (HSV NAAT) | $47.76 | 87529 |
| Hepatitis B surface antigen | $15.33 | 87340 |
| Hepatitis C antibody | $29.16 | 86803 |
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Two things that actually depend on Indiana law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
In Indiana, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Indiana permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
Learn more about confidential STD testing in IndianaSource: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.
Good to Know
Answers to the questions people ask most before getting tested.
There are 10 options within a 30-mile drive.
Usually yes, it can be billed to insurance, or paid out of pocket at a flat rate.
Tipton County Health Department, about 13.4 mi away, provides free testing.
A full panel typically covers chlamydia, gonorrhea, syphilis, HIV, and hepatitis B and C.
Howard County reported ~410 chlamydia cases per 100,000 in 2023, below the Indiana average.
Most results are ready in about 1–2 days.
In Indiana, people under 18 can consent to confidential STD testing and treatment on their own.
Chlamydia is checked with a simple urine sample or a swab; lab results usually come back in a day or two.
Reputable kits use the same lab methods as clinics; any positive should be confirmed and treated by a provider.
Reassuring if you tested after the window, just retest if it was early, and screen again with new partners.
Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.