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STD Testing in Loma, MT: Free, Same-Day & Confidential

Reported gonorrhea in Chouteau County runs about 90% lower than the US average. Whatever your frequency of concern in Loma, Montana, weigh the convenience of at-home kits against the expertise of a clinic. Look below for your options.

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  • Clinics, labs & at-home kits compared
  • Free & low-cost options included
  • Backed by CDC, CMS & Census data
  • Editorially reviewed

Available testing centers

STD testing near Loma, MT

3 testing options are listed for Loma, MT. The nearest, Benefis Health System, is about 12.4 miles away. Compare 2 community and public clinics, private labs, and at-home kits below.

How to read these listings

Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.

Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.

Community health center 12.4 miles

Benefis Health System

No ratings yet

Benefis Health System in Fort Benton anchors its STI care in the National Health Service Corps sliding-fee model, calibrating costs to each patient's income. Screening covers syphilis, gonorrhea, chlamydia, and HIV. Appointment required.

Sliding-scale
Address
1501 St Charles Street, Fort Benton, MT 59422
Booking
Appointment required
Opening hours
  • Monday 7:30 AM – 5:00 PM
  • Tuesday 7:30 AM – 5:00 PM
  • Wednesday 7:30 AM – 5:00 PM
  • Thursday 7:30 AM – 5:00 PM
  • Friday 7:30 AM – 5:00 PM
  • Saturday 7:30 AM – 5:00 PM
  • Sunday Closed
Website
Community health center 12.4 miles

Benefis Community Hospitals

No ratings yet

A public safety-net rural health clinic about 12 miles from Loma. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.

Address
1501 Saint Charles Street, Fort Benton, MT 59442
Website
Premium Partner

Quest Diagnostics

Most reviewed Results in 1–2 days
Where these reviews come from

Review sources

  • Google36
  • EasySTD5
Rated 3.4 out of 5 from 41 reviews
Address
401 15th Avenue South, Great Falls, MT 59405 49.4 miles away
Opening hours
  • Monday 7:00 AM – 4:00 PM
  • Tuesday 7:00 AM – 4:00 PM
  • Wednesday 7:00 AM – 4:00 PM
  • Thursday 7:00 AM – 4:00 PM
  • Friday 7:00 AM – 12:00 PM
  • Saturday Closed
  • Sunday Closed
  • Chlamydia
  • Gonorrhea
  • Syphilis
  • Herpes
  • Hepatitis A
  • Hepatitis B
  • Hepatitis C
  • Rapid HIV
  • Conventional HIV
See tests & prices

Today's offer: $10 off any test panel, applied automatically at checkout.

Free tool · not a clinic

When can I test? Exposure-window calculator

Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.

Detection windows for every STI
Infection Earliest reliable test Conclusive after
Chlamydia 7 days after exposure 14 days after exposure
Gonorrhea 7 days after exposure 14 days after exposure
Trichomoniasis 7 days after exposure 28 days after exposure
HIV (NAT / RNA) 10 days after exposure 33 days after exposure
HIV (4th-gen Ag/Ab) 18 days after exposure 45 days after exposure
HIV (antibody) 21 days after exposure 84 days after exposure
Syphilis 21 days after exposure 42 days after exposure
Hepatitis B 21 days after exposure 42 days after exposure
Hepatitis C 56 days after exposure 77 days after exposure
Herpes (HSV) 28 days after exposure 112 days after exposure

Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.

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What matters most to you?

What will it cost? Estimate your STD test

Typical out-of-pocket ranges by option, actual cost depends on which tests you need.

  • Public / community clinic

    Free HIV testing is common

    $0–$25

  • Private lab (self-pay)

    Never billed to insurance

    $24–$200

  • At-home kit

    Mailed to your door, private

    From $49

  • Doctor / urgent care

    Often $0 preventive with insurance

    $0–$50 copay

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Every other option

More ways to get tested in Loma, MT

Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.

Test from home

At-home STD testing in Loma, MT

The nearest testing center is about 12 miles away; if you'd rather skip the trip, an at-home kit ships to Loma, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.

Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.

Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.

Also in the area

Other CLIA-certified labs near Loma, MT

Beyond the public testing sites above, these federally certified (CLIA) labs serve Chouteau County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.

  • Big Sandy Medical Center

    166 Montana Avenue East, Big Sandy, MT 59520

    CMS-certified lab

    • STD testing
    Call Directions

Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Loma. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.

Nearby pharmacies

Pharmacies near Loma, MT

No pharmacy near Loma, MT publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.

Showing the 2 closest pharmacies to Loma, MT.

Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.

Prevention & treatment

PrEP, prevention & online treatment

Testing is one step. For residents of Loma, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.

Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.

STD stats & rates

STDs & HIV in Chouteau County: the local picture

How reported STI rates in Chouteau County, the county that includes Loma, compare with Montana and U.S. averages, based on the most recent 2023 surveillance data.

#50 of 56 Montana counties for chlamydia, a higher rate than 11% of the state

Reported STD rates per 100,000, Chouteau County vs Montana vs U.S.

Chouteau County Montana U.S. ▲▼ = Chouteau County vs the state average
Infection Chouteau County Montana United States
Chlamydia
51.3 3 cases ▼ 84%
322.6 492.2
Gonorrhea
17.1 1 cases ▼ 75%
67.7 179.5
Syphilis (P&S) — no data 27.5 15.8
Syphilis (early) — no data 12.4 16
Syphilis (late/unknown) — no data 27.2 29.5

Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.

Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.

Reported STD rates in Chouteau County over time (per 100,000)

Chlamydia ▲ 51% vs 2022
Chlamydia Gonorrhea Syphilis (P&S)
0 75 150 2020202120222023

Between 2020 and 2023 in Chouteau County, chlamydia has risen from 17 to 51.3 per 100,000 (202%), and gonorrhea has risen from 16.9 to 17.1 per 100,000 (1%).

The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).

Community health context

What shapes testing access in and around Loma, MT

Adults uninsured
10.8%
No routine checkup
24.2%
No transportation
7.9%
Binge drinking
16.5%
Frequent mental distress
16.3%
Depression
23%
Below poverty line
3.5%
  • Primary-care shortage score 16 / 26
  • Medically Underserved Area · IMU 55.7
  • Social Vulnerability Index · 26th percentile nationally

Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Chouteau County.

Local HIV snapshot

HIV in Chouteau County (2023)

New diagnoses (2023)
0cases countywide
PrEP users / 100k
59

Chouteau County HIV care continuum (2023)

Chouteau County recorded 0 new HIV diagnoses per 100,000 (2023), against 3 statewide and 13.7 nationally. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.

Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.

Pregnant or planning to be?

Congenital syphilis is the fastest-rising STI: what to test, and when

Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Chouteau County tests for syphilis.

Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).

Reviewed & Fact-Checked · Updated

Reviewed by EasySTD Editorial Team (opens in a new tab)

Compiled and checked by EasySTD's editorial team against CDC and public-health sources. This is educational information, not a substitute for advice from a licensed clinician. Our editorial guidelines → (opens in a new tab)

17 Sources

Local resources & officials

Data & references

Local context

About Loma, MT

US 87 cuts through Loma as Broadway Avenue before crossing the Marias River Bridge, and the town it threads through is one built almost entirely around ownership: households that have stayed, put down roots, and organized life around this stretch of north-central Montana. With four in five adults married and households running small, the social fabric here is tightly knit in a way that can make routine health decisions feel unusually visible, even personal. That intimacy, combined with a labor-force participation rate that leaves nearly half of working-age adults outside the formal workforce, shapes the practical calculus of getting screened.

What that changes is the planning threshold. A test doesn't happen on impulse here; it happens when someone accounts for the miles along US 87 in advance. Knowing which listed option fits the drive, the hours, and any cost constraints, before the day arrives, is exactly what turns intent into the Marias River Bridge in the rearview mirror on the way home.

Getting there

How residents reach STD testing in Loma, MT

Walkability 4.49 / 20 · Least walkable

At 4.49/20 on the EPA walkability index, day-to-day errands in Loma generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.

Source: EPA National Walkability Index 2021.

Map of 3 STD & STI testing locations in Loma, Montana, EasySTD

ZIP 59460 snapshot

Residents
227
Median age
64.6
Median income
$48,875

ZIP-level Census figures for the wider 59460 area around Loma: a single ZIP can span several communities, so they describe the area, not Loma alone.

Loma sits in Chouteau County, ZIP 59460. Local context that shapes where residents test:

Local landmarks

  • Decision Point
  • Decision Point Overlook
  • Marias River Historical Marker

Major routes

  • US 87 (Broadway Avenue)

Reference

STD testing in Loma, MT: screening, costs & privacy

Everything to know before you test in Chouteau County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Montana law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.

Who should test, and when

CDC screening schedule + each infection's detection window

Who should get tested, and how often

Based on current CDC screening recommendations.

GroupTestsHow often
Everyone aged 13–64 HIV At least once
Sexually active women under 25 Chlamydia, gonorrhea Every year
Women 25+ with new or multiple partners Chlamydia, gonorrhea Every year
Pregnant people HIV, syphilis, hepatitis B & C, chlamydia Early in pregnancy
Gay & bisexual men (MSM) Chlamydia, gonorrhea, syphilis, HIV Every 3–6 months
Anyone who shares injection equipment HIV, hepatitis B & C At least yearly
All adults at least once Hepatitis C At least once

When to test: STD detection windows

Testing too early can return a false negative, confirm timing with a Loma-area provider.

InfectionEarliest reliable testSample
Chlamydia 1–2 weeks Urine or swab
Gonorrhea 1–2 weeks Urine or swab
Trichomoniasis 1–4 weeks Urine or swab
HIV (NAT / RNA) 10–33 days Blood
HIV (4th-gen Ag/Ab) 18–45 days Blood
HIV (antibody) 3–12 weeks Blood / oral
Syphilis 3–6 weeks Blood
Hepatitis B 3–6 weeks Blood
Hepatitis C 8–11 weeks Blood
Herpes (HSV) 4–16 weeks (antibody); swab a sore Blood / swab
Browse all STD & STI guides

What each STD test costs

Medicare reference prices per lab test, a benchmark before you pay out of pocket

These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Loma often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.

TestReference priceCPT / HCPCS
Chlamydia (NAAT) $47.80 87491
Gonorrhea (NAAT) $47.80 87591
Trichomoniasis (NAAT) $47.76 87661
HIV-1/2 antigen/antibody $26.87 87389
HIV-1/2 antibody $22.44 86703
Syphilis (RPR/VDRL) $5.61 86592
Syphilis (treponemal antibody) $17.49 86780
Herpes (HSV NAAT) $47.76 87529
Hepatitis B surface antigen $15.33 87340
Hepatitis C antibody $29.16 86803

Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.

Confidentiality & consent in Montana

Minor consent and partner treatment (EPT) under state law, plus how to test privately

Two things that actually depend on Montana law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).

Can a minor consent on their own?

In Montana, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.

Can my partner be treated too? (EPT)

Montana permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.

Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.

Learn more about confidential STD testing in Montana

Source: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.

Good to Know

STD testing FAQs for Loma, MT

Answers to the questions people ask most before getting tested.

How many testing options are within 30 miles of Loma, MT?

2 testing options are within 30 miles of Loma, MT.

Does insurance cover STD testing near Loma, MT?

Most plans cover STD screening; a clinic or lab can bill insurance, or you can pay a flat self-pay price.

Can I get tested in Loma, MT without insurance?

Yes, community and public clinics test the uninsured, with sliding-scale fees.

Which tests are offered near Loma, MT?

Local options test for Chlamydia, Gonorrhea, Syphilis, HIV, Hepatitis B, Hepatitis C, Herpes, Trichomoniasis, a full panel covers the common ones.

How common is chlamydia in Chouteau County?

About 51 cases per 100,000 residents (2023), below the Montana average.

Can someone under 18 get tested in Montana without a parent?

In Montana, people under 18 can consent to confidential STD testing and treatment on their own.

Is my health information protected when I test?

Medical records are protected under federal HIPAA law, ask the clinic how it handles your information.

What does a negative result mean?

It's reassuring, but if you tested early in the window period, retest a few weeks later to be sure.

What's included in a standard STD panel?

A full panel typically covers chlamydia, gonorrhea, syphilis, HIV, and hepatitis B and C.

Should I test again after being treated?

A retest around 3 months after treatment is recommended for chlamydia and gonorrhea.

Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.