Reported chlamydia in Morgan County runs about 50% lower than the US average. If you are considering getting tested before starting a new relationship or as part of ongoing care in Monrovia, Indiana, you have several options. Public clinics keep costs down, private labs prioritize speed, and at-home kits trade a clinic visit for convenience. See the list below.
Available testing centers
7 testing options are listed for Monrovia, IN. The nearest, Clarity, is about 6.1 miles away. Compare community and public clinics, private labs, and at-home kits below.
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
Clarity in Mooresville tests for HIV, syphilis, gonorrhea, chlamydia, herpes, and hepatitis, and treats bacterial infections the same day, with every service provided at no fee, whether you pay with insurance, Medicaid, or nothing at all. Walk-ins welcome.
Clarity's no-fee model isn't a waiver program or a situational discount: the clinic is funded and staffed to absorb the full cost of every test, treatment, and follow-up visit for every patient. Nothing is billed after the fact, and no one is means-tested at the door.
Clarity tests for herpes and hepatitis A, B, and C alongside the standard bacterial and HIV screen, which means conditions that often go undetected for years have a real chance of turning up, and being addressed, in a single visit.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Mar 2026 · Source: CDC NPIN
Meridian Health Services in Mooresville brings together family planning and STI care under appointment-based scheduling, covering gonorrhea, syphilis, chlamydia, herpes, and HIV with bacterial infections treated same visit, fees adjusted on a sliding scale, and Medicaid, Medicare, and private insurance all accepted.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Apr 2026 · Source: CDC NPIN + HRSA
Damar Services in Indianapolis meets patients where many fall through the gaps (uninsured, between providers, or paying out of pocket) through federally qualified health center funding that ties fees to income. Walk-in STI screening covers syphilis, gonorrhea, and chlamydia, with costs scaled to what you actually earn.
Tests offered
Fees & payment
Free tool · not a clinic
Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.
| Infection | Earliest reliable test | Conclusive after |
|---|---|---|
| Chlamydia | 7 days after exposure | 14 days after exposure |
| Gonorrhea | 7 days after exposure | 14 days after exposure |
| Trichomoniasis | 7 days after exposure | 28 days after exposure |
| HIV (NAT / RNA) | 10 days after exposure | 33 days after exposure |
| HIV (4th-gen Ag/Ab) | 18 days after exposure | 45 days after exposure |
| HIV (antibody) | 21 days after exposure | 84 days after exposure |
| Syphilis | 21 days after exposure | 42 days after exposure |
| Hepatitis B | 21 days after exposure | 42 days after exposure |
| Hepatitis C | 56 days after exposure | 77 days after exposure |
| Herpes (HSV) | 28 days after exposure | 112 days after exposure |
Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.
Typical out-of-pocket ranges by option, actual cost depends on which tests you need.
Public / community clinic
Free HIV testing is common
Private lab (self-pay)
Never billed to insurance
At-home kit
Mailed to your door, private
Doctor / urgent care
Often $0 preventive with insurance
No centers match those filters. Clear the service-type filter or the opening-hours filters to see every center.
Every other option
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
Test from home
The nearest testing center is about 6 miles away; if you'd rather skip the trip, an at-home kit ships to Monrovia, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Best value: single tests
$49 & up
Best for simplicity & support
$89 & up
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Beyond the public testing sites above, these federally certified (CLIA) labs serve Morgan County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
1201 Hadley Road, Mooresville, IN 46158
CMS-certified lab Accredited · COLA
1201 Hadley Road, Mooresville, IN 46158
CMS-certified lab Accredited · College of American Pathologists
2209 John R Wooden Drive, Martinsville, IN 46151
CMS-certified lab Accredited · College of American Pathologists
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Monrovia. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Beyond dedicated clinics, 1,398 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Monrovia. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 349 offer telehealth.
Luis Guifarro, MD
Family medicine · 820 North Samuel Moore Parkway, Mooresville
Ann Schmitt, DO
Family medicine · 820 North Samuel Moore Parkway, Mooresville
Syed Hashmi, MD Telehealth
Internal medicine · 302 North Johnson Road, Mooresville
Charles Christian, MD
Internal medicine · 820 North Samuel Moore Parkway, Mooresville
Donald Mcmahon, MD Telehealth
Family medicine · 1001 Hadley Road, Mooresville
Nadine Seudeal, MD
Family medicine · 1001 Hadley Road, Mooresville
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
No pharmacy near Monrovia, IN publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
5.7 mi 
5.8 mi 
6.4 mi St. Francis Mail Order Pharmacy
6.8 miMarsh Drugs
7.1 miShowing the 5 closest pharmacies to Monrovia, IN.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
Testing is one step. For residents of Monrovia, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
$0 with most insurance
Free online PrEP & DoxyPEP: HIV prevention, home lab kits, no in-person visit
Visit from $0 insured
Telehealth STI treatment and sexual-health care, delivered or to your pharmacy
Visit from $39
Online STI treatment & DoxyPEP: same-day prescriptions to your pharmacy
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
How reported STI rates in Morgan County, the county that includes Monrovia, compare with Indiana and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~31% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#51 of 92 Indiana counties for chlamydia, a higher rate than 45% of the state
| Infection | Morgan County | Indiana | United States |
|---|---|---|---|
| Chlamydia | 245.8 180 cases ▼ 50% | 491 | 492.2 |
| Gonorrhea | 61.5 45 cases ▼ 57% | 144 | 179.5 |
| Syphilis (P&S) | 6.8 5 cases ▼ 22% | 8.7 | 15.8 |
| Syphilis (early) | 9.6 7 cases ▲ 1% | 9.5 | 16 |
| Syphilis (late/unknown) | 2.7 2 cases ▼ 82% | 15.2 | 29.5 |
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Between 2020 and 2023 in Morgan County, chlamydia has risen from 192.3 to 245.8 per 100,000 (28%), gonorrhea has risen from 61.3 to 61.5 per 100,000 (0%), and P&S syphilis has risen from 4.2 to 6.8 per 100,000 (62%).
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Morgan County.
Local HIV snapshot
Morgan County HIV care continuum (2022)
Morgan County recorded 13 new HIV diagnoses per 100,000 (2022), against 11.7 statewide and 13.7 nationally. Among Morgan County residents living with HIV, 82.1% are in care · 79.1% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Morgan County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Local resources & officials
Data & references
Local context
A trip to Hazelwood Community Park or a run along North Chestnut Street past Keller Hill is part of the rhythm here, and so is the quiet decision to get tested. Monrovia draws people who stay, families who build lives across decades, and young adults establishing themselves in homes and jobs that keep them rooted. That stability can make confidential health decisions feel more complicated when you know the faces around you, which is exactly why testing in and around Monrovia remains straightforward and private. The clinics listed on this page understand that screening isn't a scandal; it's a straightforward checkpoint in a full life. Routine STI testing fits into the practical mindset that defines this community.
Whether you're establishing a partnership, managing your health between relationships, or simply staying current with preventive care, getting tested doesn't require fanfare or explanation. Results are yours alone, they don't travel through town gossip or workplace chatter. The testing services available in and around Monrovia are designed for people with work schedules, family obligations, and the expectation of genuine privacy. You can pursue screening on your own timeline, without delay or awkwardness, and move forward with clarity.
Getting there
At 4.66/20 on the EPA walkability index, day-to-day errands in Monrovia generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.
Source: EPA National Walkability Index 2021.
ZIP 46157 snapshot
ZIP-level Census figures for the wider 46157 area around Monrovia: a single ZIP can span several communities, so they describe the area, not Monrovia alone.
Monrovia sits in Morgan County, ZIP 46157. Local context that shapes where residents test:
Local landmarks
Major routes
Nearby cities & towns
Just outside Monrovia? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
Reference
Everything to know before you test in Morgan County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Indiana law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Based on current CDC screening recommendations.
| Group | Tests | How often |
|---|---|---|
| Everyone aged 13–64 | HIV | At least once |
| Sexually active women under 25 | Chlamydia, gonorrhea | Every year |
| Women 25+ with new or multiple partners | Chlamydia, gonorrhea | Every year |
| Pregnant people | HIV, syphilis, hepatitis B & C, chlamydia | Early in pregnancy |
| Gay & bisexual men (MSM) | Chlamydia, gonorrhea, syphilis, HIV | Every 3–6 months |
| Anyone who shares injection equipment | HIV, hepatitis B & C | At least yearly |
| All adults at least once | Hepatitis C | At least once |
Testing too early can return a false negative, confirm timing with a Monrovia-area provider.
| Infection | Earliest reliable test | Sample |
|---|---|---|
| Chlamydia | 1–2 weeks | Urine or swab |
| Gonorrhea | 1–2 weeks | Urine or swab |
| Trichomoniasis | 1–4 weeks | Urine or swab |
| HIV (NAT / RNA) | 10–33 days | Blood |
| HIV (4th-gen Ag/Ab) | 18–45 days | Blood |
| HIV (antibody) | 3–12 weeks | Blood / oral |
| Syphilis | 3–6 weeks | Blood |
| Hepatitis B | 3–6 weeks | Blood |
| Hepatitis C | 8–11 weeks | Blood |
| Herpes (HSV) | 4–16 weeks (antibody); swab a sore | Blood / swab |
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Monrovia often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
| Test | Reference price | CPT / HCPCS |
|---|---|---|
| Chlamydia (NAAT) | $47.80 | 87491 |
| Gonorrhea (NAAT) | $47.80 | 87591 |
| Trichomoniasis (NAAT) | $47.76 | 87661 |
| HIV-1/2 antigen/antibody | $26.87 | 87389 |
| HIV-1/2 antibody | $22.44 | 86703 |
| Syphilis (RPR/VDRL) | $5.61 | 86592 |
| Syphilis (treponemal antibody) | $17.49 | 86780 |
| Herpes (HSV NAAT) | $47.76 | 87529 |
| Hepatitis B surface antigen | $15.33 | 87340 |
| Hepatitis C antibody | $29.16 | 86803 |
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Two things that actually depend on Indiana law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
In Indiana, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Indiana permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
Learn more about confidential STD testing in IndianaSource: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.
Good to Know
Answers to the questions people ask most before getting tested.
Yes, several local labs offer same-day walk-in testing; best to call first.
Yes, Medicaid typically covers it, and public clinics are free either way.
Clarity, about 6.1 mi away, provides free testing.
A full panel typically covers chlamydia, gonorrhea, syphilis, HIV, and hepatitis B and C.
Morgan County reported ~246 chlamydia cases per 100,000 in 2023, below the Indiana average.
In Indiana, people under 18 can consent to confidential STD testing and treatment on their own.
Most results are ready in about 1–2 days.
At-home kits mail to 46157: self-collect, send to the lab, results in ~2–5 days.
Little prep is needed, bring an ID and insurance if you have it, and note your exposure dates and any symptoms; for a urine test, avoid peeing for about an hour beforehand.
Telling recent partners lets them test and treat; many health departments offer confidential partner-notification help.
Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.