STD Testing in Monticello, IN: Free, Same-Day & Confidential
White County reported chlamydia cases run about 57% lower than the national average. If you've had a recent risk or test regularly in Monticello, Indiana, weigh cost and wait times: community clinics are often low-cost or free, while private labs typically offer faster results and more flexible scheduling. Find your options below.
9 testing options are listed for Monticello, IN. The nearest, Valley Oaks Health, is about 0.8 miles away. Compare community and public clinics, private labs, and at-home kits below.
How to read these listings
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
Premium Partner
Labcorp
Most popular Results in 1–2 days
3.2(48)?
Review sources
Google43
EasySTD5
Rated 3.2 out of 5 from 48 reviews
Address
3554 Promenade Parkway, Lafayette, IN 47909 26.7 miles away
Today's offer: $10 off any test panel, applied automatically at checkout.
Community health center 0.8 miles
Valley Oaks Health
2.8(17)?
Review sources
Google16
EasySTD1
Rated 2.8 out of 5 from 17 reviews
Valley Oaks Health in Monticello runs on a sliding scale with Medicaid, Medicare, and private insurance accepted, and donations welcomed: covering HIV, syphilis, gonorrhea, chlamydia, hepatitis B, and hepatitis C testing, with same-visit treatment for bacterial infections and no appointment required.
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Substance-Use Treatment Lives in the Same Clinic
STI clinics routinely treat the infection and leave every surrounding factor unaddressed. Valley Oaks Health builds substance-use treatment into the same practice, so the conversation about STI care can extend naturally into the underlying health context. Without sending patients elsewhere to piece together a second thread of care.
Hepatitis B and C Added to the Standard Panel
For someone without a regular primary-care provider, paying out of pocket on the sliding scale or working through Medicaid, Valley Oaks Health tests for hepatitis B and hepatitis C alongside HIV, syphilis, gonorrhea, and chlamydia, handling on-site what would otherwise require a separate referral appointment at a different facility.
Family Health Clinic of Monon, serving Monon residents who are uninsured, paying cash, or caught between providers, earns its federal FQHC designation partly by anchoring fees to income. Sliding-scale STI screening (syphilis, gonorrhea, and chlamydia) means cost adjusts to what patients actually earn.
Family Health Clinic of Carroll County, in Delphi, welcomes walk-in patients without an appointment for STI screening. Federally qualified standing means fees adjust to income, making syphilis, gonorrhea, and chlamydia testing within reach in a single visit regardless of insurance status.
Sliding-scale
Address
901 South Prince William Road, Suite A, Delphi, IN 46923
North Central Nursing Clinics in Delphi welcomes walk-ins for STI screening without an appointment. Federally qualified status backs its sliding-scale fee structure, tying costs to income. A single visit can cover syphilis, gonorrhea, and chlamydia testing, making it straightforward to address multiple concerns at once.
Family Health Clinic of Wolcott meets patients who are between providers, paying cash, or working without insurance by backing its STI screening with federally qualified health center sliding-scale fees. Syphilis, gonorrhea, and chlamydia testing adjusts to income, and no appointment is required.
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
The nearest testing center is less than a mile away, if you'd rather skip the trip, an at-home kit ships to Monticello, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
Quest Diagnostics
$79 & up
Panel:
8-infection panel incl. chlamydia, gonorrhea, HIV, syphilis, hepatitis & herpes: single tests too
Sample:
Quest Mobile: a phlebotomist collects your sample at home
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Other CLIA-certified labs near Monticello, IN
Beyond the public testing sites above, these federally certified (CLIA) labs serve White County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
IU Health White Memorial Hospital
720 South 6th Street/Attention Laboratory, Monticello, IN 47960
CMS-certified labAccredited · College of American Pathologists
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Monticello. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Clinicians near Monticello, IN who may help arrange STD testing
Beyond dedicated clinics, 181 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Monticello. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 40 offer telehealth.
CT
Charles Tribbett, MD
Family medicine · 301 West Harrison Street, Monticello
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
Pharmacies near Monticello, IN
Compare the pharmacies closest to Monticello, IN. Contact a location directly to confirm pharmacy-counter hours, services, prices, and product availability before visiting.
0.4 mi
Rx pickupOTC HIV self-testAt-home STI kitsPrEP/PEP fillsHPV & Hep B vaccinesCondoms / EC
Showing the 5 closest pharmacies to Monticello, IN.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
PrEP, prevention & online treatment
Testing is one step. For residents of Monticello, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
PrEP & DoxyPEP
Q Care Plus
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
STDs & HIV in White County: the local picture
How reported STI rates in White County, the county that includes Monticello, compare with Indiana and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~21% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#57
#57 of 92 Indiana counties for chlamydia, a higher rate than 38% of the state
Reported STD rates per 100,000, White County vs Indiana vs U.S.
White CountyIndianaU.S.▲▼ = White County vs the state average
Infection
White County
Indiana
United States
Chlamydia
212.753 cases▼ 57%
491
492.2
Gonorrhea
48.212 cases▼ 67%
144
179.5
Syphilis (P&S)
—
8.7
15.8
Syphilis (early)
—
9.5
16
Syphilis (late/unknown)
41 cases▼ 74%
15.2
29.5
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Reported STD rates in White County over time (per 100,000)
Chlamydia ▼ 36% vs 2022
Chlamydia Gonorrhea Syphilis (P&S)
Between 2020 and 2023 in White County, chlamydia has fallen from 259.2 to 212.7 per 100,000 (18%), gonorrhea has fallen from 48.6 to 48.2 per 100,000 (1%), and P&S syphilis has held roughly steady from 4.1 to 4.1 per 100,000.
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
What shapes testing access in and around Monticello, IN
Adults uninsured
9%
No routine checkup
18.2%
No transportation
7.2%
Binge drinking
14.8%
Frequent mental distress
17.2%
Depression
25.4%
Below poverty line
9.8%
Primary-care ratio
2,739 : 1
White County
Primary-care shortage score 12 / 26
Social Vulnerability Index · 22nd percentile nationally
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in White County.
Local HIV snapshot
HIV in White County (2023)
People living with HIV
87 / 100k
PrEP users / 100k
116
White County HIV care continuum (2022)
White County recorded 0 new HIV diagnoses per 100,000 (2022), against 11.7 statewide and 13.7 nationally. Among White County residents living with HIV, 81.3% are in care · 75% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Pregnant or planning to be?Congenital syphilis is the fastest-rising STI: what to test, and when
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for White County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Compiled and checked by EasySTD's editorial team against CDC and public-health sources. This is educational information, not a substitute for advice from a licensed clinician. Our editorial guidelines →
Agriculture and light manufacturing anchor Monticello's economy, and the steady work that draws people here (farms, family shops, small production facilities) often means staying put for years. That rootedness brings its own rhythm: families plan ahead, maintain their homes, and tend to the details that keep a place stable. Routine health screening, including STI testing, fits naturally into that same deliberate approach to well-being. The confidential nature of the process means you can address it on your own schedule, without word spreading through town.
A significant population of young adults, people in their late teens through thirties building lives here, depend on accessible, discreet testing. Monticello's modest cost of living makes screening affordable, and the clinics and providers listed on this page understand that confidentiality isn't theater: it's how someone protects their privacy in a place where most people have known each other for years or expect to stay long enough to build real relationships. Testing in and around Monticello reflects the town's character: straightforward, practical, and oriented toward keeping people healthy without fanfare. Whether you're born here or chose to make it home, the path to screening is clear and your results remain entirely yours.
Getting there
How residents reach STD testing in Monticello, IN
Walkability6.42 / 20 · Below average
At 6.42/20 on the EPA walkability index, day-to-day errands in Monticello generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.
Source: EPA National Walkability Index 2021.
ZIP 47960 snapshot
Residents
15,313
Median age
47.8
Median income
$61,087
ZIP-level Census figures for the wider 47960 area around Monticello: a single ZIP can span several communities, so they describe the area, not Monticello alone.
Monticello sits in White County, ZIP 47960. Local context that shapes where residents test:
Local landmarks
Tornado Memorial
White County Historical Society
Altherr Nature Park
Monticello Skate Park
Bluewater Park
Monticello City Park
Major routes
West Broadway Street
North Railroad Street West
North Railroad Street East
South Railroad Street West
West Washington Street
Nearby cities & towns
STD testing near Monticello, IN
Just outside Monticello? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
STD testing in Monticello, IN: screening, costs & privacy
Everything to know before you test in White County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Indiana law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Who should test, and whenCDC screening schedule + each infection's detection window
Who should get tested, and how often
Based on current CDC screening recommendations.
Group
Tests
How often
Everyone aged 13–64
HIV
At least once
Sexually active women under 25
Chlamydia, gonorrhea
Every year
Women 25+ with new or multiple partners
Chlamydia, gonorrhea
Every year
Pregnant people
HIV, syphilis, hepatitis B & C, chlamydia
Early in pregnancy
Gay & bisexual men (MSM)
Chlamydia, gonorrhea, syphilis, HIV
Every 3–6 months
Anyone who shares injection equipment
HIV, hepatitis B & C
At least yearly
All adults at least once
Hepatitis C
At least once
When to test: STD detection windows
Testing too early can return a false negative, confirm timing with a Monticello-area provider.
What each STD test costsMedicare reference prices per lab test, a benchmark before you pay out of pocket
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Monticello often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
Test
Reference price
CPT / HCPCS
Chlamydia (NAAT)
$47.80
87491
Gonorrhea (NAAT)
$47.80
87591
Trichomoniasis (NAAT)
$47.76
87661
HIV-1/2 antigen/antibody
$26.87
87389
HIV-1/2 antibody
$22.44
86703
Syphilis (RPR/VDRL)
$5.61
86592
Syphilis (treponemal antibody)
$17.49
86780
Herpes (HSV NAAT)
$47.76
87529
Hepatitis B surface antigen
$15.33
87340
Hepatitis C antibody
$29.16
86803
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Confidentiality & consent in IndianaMinor consent and partner treatment (EPT) under state law, plus how to test privately
Two things that actually depend on Indiana law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
Can a minor consent on their own?
In Indiana, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Can my partner be treated too? (EPT)
Indiana permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
