STD Testing in Underwood, MN: Free, Same-Day & Confidential
Reported gonorrhea in Otter Tail County runs about 88% lower than the US average. If you need testing in Underwood, Minnesota either after a possible exposure or as part of routine care, you can weigh whether clinics may bill insurance, or you can pay a flat self-pay price at a private lab. See your options below.
6 testing options are listed for Underwood, MN. The nearest, Health Resources Center, is about 9.6 miles away. Compare community and public clinics, private labs, and at-home kits below.
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Highest rated 9.6 miles
Health Resources Center
5.0(39)?Where these reviews come from
Review sources
Google36
EasySTD3
Rated 5 out of 5 from 39 reviews
Health Resources Center in Fergus Falls welcomes walk-in visits, so same-day STI screening is within reach without scheduling ahead. Federally certified to charge fees tied to income, the clinic screens for syphilis, gonorrhea, and chlamydia in a single visit.
MAHUBE-OTWA Community Action Partnership in Fergus Falls runs appointments for rapid HIV, herpes, hepatitis C, gonorrhea, chlamydia, and syphilis testing alongside same-visit treatment for bacterial infections. All on a sliding scale, with free STI testing available.
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Every Service Here Carries a Zero Balance
The no-fee structure at MAHUBE-OTWA applies to the full scope of services: testing, STI treatment, HPV and hepatitis B vaccines, and prevention counseling. Nothing is carved out as a billable add-on; the sliding scale reaches to zero across every line item on offer.
Live Interpretation Staffed Into the Appointment Itself
MAHUBE-OTWA builds interpretation into scheduled appointments through dedicated interpretation services rather than leaving language access to chance. That staffing means clinical conversations about medication adherence education or treatment follow-through happen with full comprehension on both sides.
Herpes and Hepatitis C Sit Inside the Standard Panel
Testing at MAHUBE-OTWA covers six infections: gonorrhea, chlamydia, syphilis, rapid HIV, herpes, and hepatitis C. With all six handled within the same appointment structure. The hepatitis C test is staffed on-site, and the herpes panel runs alongside bacterial screening without routing to a separate visit.
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
The nearest testing center is about 10 miles away; if you'd rather skip the trip, an at-home kit ships to Underwood, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Panel:
8-infection panel incl. chlamydia, gonorrhea, HIV, syphilis, hepatitis & herpes: single tests too
Sample:
Quest Mobile: a phlebotomist collects your sample at home
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Other CLIA-certified labs near Underwood, MN
Beyond the public testing sites above, these federally certified (CLIA) labs serve Otter Tail County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Underwood. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Clinicians near Underwood, MN who may help arrange STD testing
Beyond dedicated clinics, 34 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Underwood. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 5 offer telehealth.
MM
Matthew Mouser, MD
Internal medicine · 712 South Cascade Street, Fergus Falls
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
Pharmacies near Underwood, MN
No pharmacy near Underwood, MN publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
Showing the 5 closest pharmacies to Underwood, MN.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
PrEP, prevention & online treatment
Testing is one step. For residents of Underwood, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
PrEP & DoxyPEP
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
STDs & HIV in Otter Tail County: the local picture
How reported STI rates in Otter Tail County, the county that includes Underwood, compare with Minnesota and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~25% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#57
#57 of 87 Minnesota counties for chlamydia, a higher rate than 34% of the state
Reported STD rates per 100,000, Otter Tail County vs Minnesota vs U.S.
Otter Tail CountyMinnesotaU.S.▲▼ = Otter Tail County vs the state average
Infection
Otter Tail County
Minnesota
United States
Chlamydia
178.1108 cases▼ 53%
379.5
492.2
Gonorrhea
21.413 cases▼ 84%
134.5
179.5
Syphilis (P&S)
— no data
8.7
15.8
Syphilis (early)
1.61 cases▼ 76%
6.7
16
Syphilis (late/unknown)
3.32 cases▼ 78%
14.7
29.5
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Reported STD rates in Otter Tail County over time (per 100,000)
Chlamydia ▲ 24% vs 2022
Chlamydia Gonorrhea Syphilis (P&S)
Between 2020 and 2023 in Otter Tail County, chlamydia has risen from 166.4 to 178.1 per 100,000 (7%), gonorrhea has fallen from 43.3 to 21.4 per 100,000 (51%), and P&S syphilis has fallen from 5 to 3.3 per 100,000 (34%).
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
What shapes testing access in and around Underwood, MN
Adults uninsured
6.1%
No routine checkup
22.6%
No transportation
5.7%
Binge drinking
16.3%
Frequent mental distress
14%
Depression
22.8%
Below poverty line
6.8%
Primary-care ratio
1,876 : 1
Otter Tail County
Primary-care shortage score 14 / 26
Medically Underserved Area · IMU 53.4
Social Vulnerability Index · 33rd percentile nationally
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Otter Tail County.
Local HIV snapshot
HIV in Otter Tail County (2023)
People living with HIV
56 / 100k
PrEP users / 100k
54
Otter Tail County HIV care continuum (2023)
Among Otter Tail County residents living with HIV, 93.1% are in care · 75.9% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Pregnant or planning to be?
Congenital syphilis is the fastest-rising STI: what to test, and when
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Otter Tail County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Compiled and checked by EasySTD's editorial team against CDC and public-health sources. This is educational information, not a substitute for advice from a licensed clinician. Our editorial guidelines → (opens in a new tab)
Centennial Park sits quiet most mornings, a short walk from the Public Beach and Access where MN 210 cuts through town, but getting to an STI screening appointment from Underwood means planning ahead, because nothing on that list is a short stroll away. That planning burden falls unevenly. With roughly two-thirds of residents owning their homes and most households built around families, Underwood has a settled, rooted quality, yet a meaningful slice of the population rents at rates that leave limited cushion for unexpected health costs.
Most households here run lean on earners, and with nearly two-thirds of residents in the labor force and unemployment low, schedules are full rather than flexible. That's exactly where the options listed on this page become useful. Several offer evening or weekend availability, and a handful provide low- or no-cost visits, which matters when $725 a month in rent already claims a fixed share of the budget and an unplanned copay doesn't fit the week.
Getting there
How residents reach STD testing in Underwood, MN
Walkability6 / 20 · Below average
At 6/20 on the EPA walkability index, day-to-day errands in Underwood generally mean driving: plan on a car or rideshare to reach a clinic, and check each listing's hours and phone before you go.
Source: EPA National Walkability Index 2021.
ZIP 56586 snapshot
Residents
1,798
Median age
55.1
Median income
$82,333
ZIP-level Census figures for the wider 56586 area around Underwood: a single ZIP can span several communities, so they describe the area, not Underwood alone.
Underwood sits in Otter Tail County, ZIP 56586. Local context that shapes where residents test:
Local landmarks
Centennial Park
Public Beach and Access
Major routes
MN 210 (Minnesota State Highway 210)
Nearby cities & towns
Nearby cities and towns near Underwood, MN
Just outside Underwood? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
STD testing in Underwood, MN: screening, costs & privacy
Everything to know before you test in Otter Tail County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under Minnesota law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Who should test, and when
CDC screening schedule + each infection's detection window
Who should get tested, and how often
Based on current CDC screening recommendations.
Group
Tests
How often
Everyone aged 13–64
HIV
At least once
Sexually active women under 25
Chlamydia, gonorrhea
Every year
Women 25+ with new or multiple partners
Chlamydia, gonorrhea
Every year
Pregnant people
HIV, syphilis, hepatitis B & C, chlamydia
Early in pregnancy
Gay & bisexual men (MSM)
Chlamydia, gonorrhea, syphilis, HIV
Every 3–6 months
Anyone who shares injection equipment
HIV, hepatitis B & C
At least yearly
All adults at least once
Hepatitis C
At least once
When to test: STD detection windows
Testing too early can return a false negative, confirm timing with a Underwood-area provider.
Medicare reference prices per lab test, a benchmark before you pay out of pocket
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Underwood often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
Test
Reference price
CPT / HCPCS
Chlamydia (NAAT)
$47.80
87491
Gonorrhea (NAAT)
$47.80
87591
Trichomoniasis (NAAT)
$47.76
87661
HIV-1/2 antigen/antibody
$26.87
87389
HIV-1/2 antibody
$22.44
86703
Syphilis (RPR/VDRL)
$5.61
86592
Syphilis (treponemal antibody)
$17.49
86780
Herpes (HSV NAAT)
$47.76
87529
Hepatitis B surface antigen
$15.33
87340
Hepatitis C antibody
$29.16
86803
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Confidentiality & consent in Minnesota
Minor consent and partner treatment (EPT) under state law, plus how to test privately
Two things that actually depend on Minnesota law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
Can a minor consent on their own?
In Minnesota, a minor of any age can consent to confidential STI testing and treatment on their own, no parental permission is required.
Can my partner be treated too? (EPT)
Minnesota permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
