HIV diagnoses in Bergen County run about 55% lower than the US average. If you are in Upper Saddle River, you need to decide whether it's your first STI test or a routine screening. Public clinics keep costs down, private labs prioritize speed, and at-home kits trade a clinic visit for convenience. Look below to see all of these options.
Available testing centers
9 testing options are listed for Upper Saddle River, NJ. The nearest, Quest Diagnostics, is about 2.1 miles away. Compare community and public clinics, private labs, and at-home kits below.
Listings tagged Community health center are federally funded health centers and rural clinics that treat everyone regardless of insurance or ability to pay: required to bill on a sliding fee scale and provide confidential care, and in many states minors may consent to their own STI testing. A Title X tag flags centers funded for confidential family-planning services; confirm current participation when you call.
Source: CMS FQHC & Rural Health Clinic enrollment files (data.cms.gov), refreshed quarterly. Title X status reflects the latest OPA grantee list.
A community safety-net federally qualified health center about 3 miles from Upper Saddle River. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.
Tests offered
Fees & payment
A public safety-net federally qualified health center about 4 miles from Upper Saddle River. Sliding-scale STD testing and care are typical here, call ahead to confirm the exact panel and pricing.
Tests offered
Fees & payment
High Mountain Health in Waldwick runs by appointment, so every visit is structured around your specific needs: gonorrhea, chlamydia, syphilis, herpes, hepatitis A, B, and C, TB, and rapid or conventional HIV testing, all on a sliding-scale fee, with same-visit treatment for bacterial infections, and Spanish-language care throughout.
Plenty of testing sites hand off prevention prescribing to a separate provider entirely. High Mountain Health writes and manages both PrEP and PEP in-house: meaning the same clinical team that runs your panel also handles the prescription, the follow-up labs, and the ongoing monitoring that daily prevention requires.
High Mountain Health doesn't stop at the antibody, direct-acting antiviral therapy for hepatitis C is prescribed and monitored on-site, as is treatment for hepatitis B. Clinicians track viral response over the treatment course, keeping the full arc of care within one practice rather than splitting diagnosis from management.
Spanish functions as a complete clinical language at High Mountain Health in Waldwick: history-taking, counseling on PrEP adherence, and treatment instructions are all delivered directly in Spanish by staff, not routed through a secondary service. For patients managing medication schedules or interpreting lab results, that directness shapes the accuracy of every conversation.
Languages
English, Spanish
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Apr 2026 · Source: CDC NPIN
Refuah Health Twin in Spring Valley earned its federally qualified designation by committing to serve patients regardless of insurance status or income, sliding-scale fees make that real. Walk-ins can access STI screening for syphilis, gonorrhea, and chlamydia without an appointment, and pay based on what they actually earn.
Tests offered
Fees & payment
Cornerstone Family Healthcare in Spring Valley runs entirely without fees: testing, counseling, and prevention cost nothing, full stop. The clinic covers rapid HIV, syphilis, gonorrhea, chlamydia, and hepatitis C, with an appointment required to be seen.
When cost sits between someone and a test, the gap rarely closes on its own. It widens. Cornerstone Family Healthcare charges nothing for any service it provides: testing, HIV counseling, hepatitis C screening, harm reduction, and prevention education all carry the same price tag of zero.
Clinics built around the basic bacterial panel (gonorrhea, chlamydia, syphilis, HIV) often leave hepatitis C off the table entirely. Cornerstone Family Healthcare includes a free hepatitis C test as a standard part of its screening, so the panel doesn't stop where most do.
Languages
English
Tests offered
Serves
Care services
Prevention services
Fees & payment
Listing verified Oct 2025 · Source: CDC NPIN
Free tool · not a clinic
Testing too soon can miss an infection. Enter the date of possible exposure to see the earliest a test can reliably detect each STI.
| Infection | Earliest reliable test | Conclusive after |
|---|---|---|
| Chlamydia | 7 days after exposure | 14 days after exposure |
| Gonorrhea | 7 days after exposure | 14 days after exposure |
| Trichomoniasis | 7 days after exposure | 28 days after exposure |
| HIV (NAT / RNA) | 10 days after exposure | 33 days after exposure |
| HIV (4th-gen Ag/Ab) | 18 days after exposure | 45 days after exposure |
| HIV (antibody) | 21 days after exposure | 84 days after exposure |
| Syphilis | 21 days after exposure | 42 days after exposure |
| Hepatitis B | 21 days after exposure | 42 days after exposure |
| Hepatitis C | 56 days after exposure | 77 days after exposure |
| Herpes (HSV) | 28 days after exposure | 112 days after exposure |
Guidance only, confirm timing with a clinician. A negative result before the conclusive date may need a repeat test.
Typical out-of-pocket ranges by option, actual cost depends on which tests you need.
Public / community clinic
Free HIV testing is common
Private lab (self-pay)
Never billed to insurance
At-home kit
Mailed to your door, private
Doctor / urgent care
Often $0 preventive with insurance
No centers match those filters. Clear the service-type filter or the opening-hours filters to see every center.
Every other option
Beyond the dedicated testing centers above: at-home kits by mail, hospital labs certified for STI testing, local clinicians who can order a panel during a regular visit, pharmacies for self-test kits and prescriptions, and online PrEP & treatment.
Test from home
The nearest testing center is about 2 miles away; if you'd rather skip the trip, an at-home kit ships to Upper Saddle River, you collect the sample privately, and mail it back to a CLIA-certified lab. Results come online in days, with a clinician available if anything is positive. Same labs as a clinic, no waiting room, and you can read how accurate at-home STD tests are before you order.
Want a free option first? The CDC-supported TakeMeHome (opens in a new tab) program mails free at-home HIV self-test kits, and, in many areas, free STI kits, to your door, with no insurance or payment needed. The paid kits below add broader panels and faster turnaround.
In-home collection
$79 & up
Best for simplicity & support
$89 & up
Best value: single tests
$49 & up
Every kit uses CLIA-certified labs. At-home testing is for screening; a reactive result should be confirmed and treated by a clinician. Prices and panels shown are illustrative and change often, confirm current details on the provider's site.
Also in the area
Beyond the public testing sites above, these federally certified (CLIA) labs serve Bergen County, each lab's town is shown on its card below. Many test through a doctor's order or by appointment rather than walk-in, so call ahead to confirm STD/STI testing and availability before visiting.
20 Prospect Avenue, Hackensack, NJ 07601
CMS-certified lab
700 High Woods Drive, Franklin Lakes, NJ 07417
CMS-certified lab
299 Market Street, Saddle Brook, NJ 07663
CMS-certified lab
Source: CMS CLIA registry (Provider of Services), Q1 2026. Federal public records: active CLIA-certified laboratories near Upper Saddle River. A CLIA certificate records only that a laboratory is federally certified — it does not confirm the site performs STD testing, nor its hours, price or access. Inclusion is not an endorsement; always call to verify.
Local clinicians
Beyond dedicated clinics, 10,206 primary-care, OB-GYN, infectious-disease and other clinicians have a CMS practice record within 30 miles of Upper Saddle River. They may be able to evaluate symptoms or order a confidential STD panel during a regular visit, and 3,714 offer telehealth.
Ahmad Nusrat
Internal medicine · 600 East Crescent Avenue, Upper Saddle River
Feyisara Akanki-Ahmad, MD Telehealth
Family medicine · 12 Elaine Court, Woodcliff Lake
Monica Meyer, MD
OB-GYN · 50 Chestnut Ridge Road, Montvale
Cindy Parnes, MD
OB-GYN · 50 Chestnut Ridge Road, Montvale
Dennis Bernardo, MD
Family medicine · 50 South Franklin Turnpike, Ramsey
Myriam Langer, MD
OB-GYN · 305 West Grand Avenue, Montvale
These are registry-listed clinicians, not dedicated STD-testing clinics. CMS records do not independently verify current licensure, testing services, availability, price, or new-patient status. Confirm each detail before booking. Source: CMS Doctors & Clinicians.
Nearby pharmacies
No pharmacy near Upper Saddle River, NJ publishes an STD-related service or holds a current CLIA testing certificate, so these are simply the closest. Contact a location directly to confirm counter hours, services, prices, and availability before visiting.
Memorial Sloan Kettering at Bergen Retail
1.6 miDrug Fair of Ramsey
2.2 mi
2.2 mi Reda Pharmacy
2.5 miThe Apothecary
2.6 miAcme Pharmacy
2.8 miShowing the 6 closest pharmacies to Upper Saddle River, NJ.
Directory records identify nearby pharmacies. Service, stock, price, and hours information is shown only when supported by current location-specific evidence.
Prevention & treatment
Testing is one step. For residents of Upper Saddle River, telehealth covers the rest: HIV-prevention medication (PrEP) and DoxyPEP to lower future risk, and discreet online treatment if a result comes back positive. All prescribed by licensed U.S. clinicians.
From $0 insured
Telehealth PrEP & DoxyPEP with at-home testing and ongoing monitoring
Visit from $39
Online STI treatment & DoxyPEP: same-day prescriptions to your pharmacy
Visit from $0 insured
Telehealth STI treatment and sexual-health care, delivered or to your pharmacy
$0 with most insurance
Free online PrEP & DoxyPEP: HIV prevention, home lab kits, no in-person visit
Pricing varies by insurance and changes often, confirm on the provider's site. These services are not a substitute for emergency care.
STD stats & rates
How reported STI rates in Bergen County, the county that includes Upper Saddle River, compare with New Jersey and U.S. averages, based on the most recent 2023 surveillance data. An estimated ~24% of residents are aged 15–34 (ACS), the age group with the highest reported chlamydia and gonorrhea rates nationally.
#14 of 21 New Jersey counties for chlamydia, a higher rate than 33% of the state
| Infection | Bergen County | New Jersey | United States |
|---|---|---|---|
| Chlamydia | 236.3 2,263 cases ▼ 38% | 384.1 | 492.2 |
| Gonorrhea | 57.5 551 cases ▼ 47% | 109.1 | 179.5 |
| Syphilis (P&S) | 4.6 44 cases ▼ 43% | 8.1 | 15.8 |
| Syphilis (early) | 7.1 68 cases ▼ 32% | 10.4 | 16 |
| Syphilis (late/unknown) | 8.8 84 cases ▼ 45% | 16 | 29.5 |
Rates per 100,000 population, 2023. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis). Population figures: U.S. Census Bureau ACS. These figures are the latest available surveillance estimates. Bars are scaled to the highest rate shown.
Reading these numbers: reported case rates only count infections that were actually tested for and diagnosed, so they track local screening effort as much as true spread: a higher rate can reflect more testing, a lower one less. Either way, most STIs cause no symptoms, so treat the figures above as context rather than a verdict, and test on the CDC's schedule regardless of how your area looks.
Between 2020 and 2023 in Bergen County, chlamydia has risen from 197.8 to 236.3 per 100,000 (19%), gonorrhea has risen from 47.3 to 57.5 per 100,000 (22%), and P&S syphilis has held roughly steady from 4.6 to 4.6 per 100,000.
The 2020 dip reflects reduced pandemic-era screening, not lower transmission. Source: CDC NCHHSTP AtlasPlus (county, state & U.S., all-ages basis).
Community health context
Sources: CDC PLACES (ZIP), County Health Rankings, CDC/ATSDR SVI, HRSA HPSA, HRSA MUA/P, Neighborhood Atlas ADI. Lower insurance coverage, fewer routine checkups, and a thin primary-care ratio all raise the value of low-cost public clinics and at-home testing in Bergen County.
Local HIV snapshot
Bergen County HIV care continuum (2023)
Bergen County recorded 6.1 new HIV diagnoses per 100,000 (2023), against 11.9 statewide and 13.7 nationally. Among Bergen County residents living with HIV, 70.2% are in care · 64.7% are virally suppressed. Early, routine testing is what moves these numbers: it is the entry point to PrEP, treatment, and viral suppression.
Sources: AIDSVu (Emory/Gilead) · CDC AHEAD · CDC AtlasPlus · CDC NCHHSTP AtlasPlus (county care continuum). The CDC recommends everyone aged 13–64 test for HIV at least once: every lab and clinic listed above offers HIV testing, and free rapid HIV testing is available at a local health department.
Congenital syphilis, passed from parent to baby in pregnancy, is the fastest-rising STI in the country. U.S. cases climbed from 2,163 in 2020 to 3,882 in 2023. It is almost entirely preventable: the CDC recommends a syphilis test at the first prenatal visit, and every clinic and lab listed for Bergen County tests for syphilis.
Source: CDC NCHHSTP AtlasPlus, 2023 (county-level congenital syphilis is not published).
Local resources & officials
Data & references
Local context
The Erie Railroad Signal Tower stands quietly off Waldwick Yard, a reminder that Upper Saddle River has long sat at the edge of Bergen County's commuter geography, close enough to the region's transit spine yet distinctly residential in character. For the roughly one-in-four residents who are young adults in their late teens and twenties, that geography shapes something practical: getting screened means planning a drive, because the options listed on this page serve the area from surrounding communities rather than from within Upper Saddle River itself. The borough's profile adds its own texture. With nearly nine in ten households owning their homes and a majority of adults married with households averaging more than three people, Upper Saddle River skews toward settled, family-oriented life.
That stability can make routine preventive care feel less urgent, even as younger adults in mixed households navigate new relationships and the kind of health decisions that benefit most from low-key, accessible options. The typical rent for the small share who do rent runs well above two thousand dollars a month, leaving less margin to absorb an unexpected out-of-pocket cost. More than two-thirds of residents are in the workforce, and the unemployment rate is real enough that schedules carry genuine pressure.
Getting there
Upper Saddle River scores 13.36/20 on the EPA walkability index, so many trips are walkable or a short ride, though a car still gives you the widest choice of testing centers.
Source: EPA National Walkability Index 2021.
Upper Saddle River sits in Bergen County, ZIP 7458. Local context that shapes where residents test:
Local landmarks
Neighborhoods & communities
Major routes
Nearby cities & towns
Just outside Upper Saddle River? These nearby communities have their own testing guides: clinics, at-home kits, and free screening close to home.
Reference
Everything to know before you test in Bergen County: the CDC's screening guidelines, each infection's detection window, per-test reference prices, and your privacy rights under New Jersey law. If you have symptoms right now, our confidential symptom checker maps them to the tests worth considering.
Based on current CDC screening recommendations.
| Group | Tests | How often |
|---|---|---|
| Everyone aged 13–64 | HIV | At least once |
| Sexually active women under 25 | Chlamydia, gonorrhea | Every year |
| Women 25+ with new or multiple partners | Chlamydia, gonorrhea | Every year |
| Pregnant people | HIV, syphilis, hepatitis B & C, chlamydia | Early in pregnancy |
| Gay & bisexual men (MSM) | Chlamydia, gonorrhea, syphilis, HIV | Every 3–6 months |
| Anyone who shares injection equipment | HIV, hepatitis B & C | At least yearly |
| All adults at least once | Hepatitis C | At least once |
Testing too early can return a false negative, confirm timing with a Upper Saddle River-area provider.
| Infection | Earliest reliable test | Sample |
|---|---|---|
| Chlamydia | 1–2 weeks | Urine or swab |
| Gonorrhea | 1–2 weeks | Urine or swab |
| Trichomoniasis | 1–4 weeks | Urine or swab |
| HIV (NAT / RNA) | 10–33 days | Blood |
| HIV (4th-gen Ag/Ab) | 18–45 days | Blood |
| HIV (antibody) | 3–12 weeks | Blood / oral |
| Syphilis | 3–6 weeks | Blood |
| Hepatitis B | 3–6 weeks | Blood |
| Hepatitis C | 8–11 weeks | Blood |
| Herpes (HSV) | 4–16 weeks (antibody); swab a sore | Blood / swab |
These are the federal Medicare reference prices for processing each lab test. Public clinics and the community health centers serving Upper Saddle River often test free or on a sliding scale; private labs and at-home kits bundle several tests into one fee. Use this as a per-test benchmark before you pay out of pocket, or see the full guide to STD test costs for insurance, free, and at-home options.
| Test | Reference price | CPT / HCPCS |
|---|---|---|
| Chlamydia (NAAT) | $47.80 | 87491 |
| Gonorrhea (NAAT) | $47.80 | 87591 |
| Trichomoniasis (NAAT) | $47.76 | 87661 |
| HIV-1/2 antigen/antibody | $26.87 | 87389 |
| HIV-1/2 antibody | $22.44 | 86703 |
| Syphilis (RPR/VDRL) | $5.61 | 86592 |
| Syphilis (treponemal antibody) | $17.49 | 86780 |
| Herpes (HSV NAAT) | $47.76 | 87529 |
| Hepatitis B surface antigen | $15.33 | 87340 |
| Hepatitis C antibody | $29.16 | 86803 |
Source: Medicare Clinical Laboratory Fee Schedule, CMS, 2025 rates (data.cms.gov). Reference rate for the lab assay only: a clinic visit, sample collection, or a bundled multi-test panel may cost more. Medicaid and most insurers cover STD screening at no out-of-pocket cost.
Two things that actually depend on New Jersey law: who can consent, and whether partners can be treated without their own visit. Everything else about testing privately is the same nationwide (see below).
In New Jersey, a minor can consent to confidential STI testing and treatment at any age, and to HIV testing at age 13 or older; a provider may notify a parent, and must do so where sexual assault is involved.
New Jersey permits Expedited Partner Therapy (EPT): if you test positive for chlamydia or gonorrhea, your provider can give you medication (or a prescription) to pass to your partner, no separate exam or appointment needed for them.
Keeping a test private works the same in every state. Whether an STD test shows on insurance (the EOB), how to test anonymously, and self-pay options that leave no insurance trail don’t change by location.
Learn more about confidential STD testing in New JerseySource: Guttmacher Institute, Minors' Access to STI Services; CDC, Legal Status of Expedited Partner Therapy. General information, not legal advice.
Good to Know
Answers to the questions people ask most before getting tested.
Yes, several local labs offer same-day walk-in testing; best to call first.
Yes, Medicaid typically covers it, and public clinics are free either way.
Public clinics serve people without insurance, often on a sliding scale.
A full panel typically covers chlamydia, gonorrhea, syphilis, HIV, and hepatitis B and C.
Bergen County reported ~236 chlamydia cases per 100,000 in 2023, below the New Jersey average.
Yes, PrEP, a daily pill that helps prevent HIV in HIV-negative people, is available in the area.
In New Jersey, people under 18 can consent to confidential STD testing and treatment on their own.
Pregnancy screening is standard; ask about an early-pregnancy STI panel.
Clinics give immediate care and treatment; home kits win on convenience and discretion. Either works.
Little prep is needed, bring an ID and insurance if you have it, and note your exposure dates and any symptoms; for a urine test, avoid peeing for about an hour beforehand.
Have a different question? Browse the full STD & STI FAQ library, every question we answer, in one place.